What are the responsibilities and job description for the Mortgage Banking Originator - Waltham, MA position at Beacon Bank & Trust?
Status: Exempt/Officer
Pay Grade: 9E
Salary Range: $75,000 base plus commission
Salary range updated 2/26/2026. Actual compensation within the pay range will be determined based on factors including, but not limited to, skills, prior relevant experience, and specific work location.
Location: Waltham, MA
Principal Objective
This position is responsible for soliciting and servicing a variety of residential mortgage loans. Interview applicants, collect financial data and documents, and make recommendations regarding the loan products that best meet the borrower's needs. Assist buyers in the purchase process through closing.
Principal Duties and Responsibilities
- Develop and expand internal and external referral sources to grow mortgage business.
- Work closely with borrower(s) to secure all required information and loan documentation required for underwriting.
- Submit applications and supporting documentation consistent with all state and federal regulatory and compliance guidelines.
- Provide ongoing communication and updates to borrower(s) on the status of their loan request.
- Provide all follow-up documentation as requested by underwriting/processing within a timely manner.
- Follow up on all conditions to ensure timely loan closings and rates lock expirations are satisfied.
- Cross-sell other bank products and work with appropriate business partners to deepen banking relationship.
- Work to meet the credit needs of the communities the Bank serves, including helping low- to moderate-income residents acquire and remain in affordable housing.
- Cultivate and maintain relationships with branch personnel within lending area.
- Regular semi-weekly branch visit to assigned offices.
Job Specifications (Skills, Knowledge and Abilities Required)
- Bachelor's degree preferred.
- Minimum of 5 years' experience in mortgage originations with a well-developed client base.
- Extensive knowledge of various loan products and portfolio lending.
- Knowledge of Universal Underwriting Guidelines.
- Extensive knowledge of mortgage application procedures including disclosures, LE, CD, TIL, HMDA and RESPA requirements.
- Ability to work independently and be self-motivated.
- Effective written and verbal communication skills.
- Excellent sales and consulting skills.
- Strong interpersonal skills.
- Accuracy and attention to detail.
- PC literate (Word, Excel, e-mail and Internet) and ability to access and use online mortgage banking tools (credit bureaus, investor website, etc.)
Behavioral Skills
- Consistently demonstrate behaviors associated with Brookline Bancorp's Core Four values: adaptability, accountability, leadership, and teamwork.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. This job description is subject to change at any time.
Beacon Bank is an Equal Opportunity Employer - all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin. If you would like to contact us regarding the accessibility of our website, need assistance completing the application process, or would like to request alternative methods of applying, please contact us at hr@berkshirebank.com.
Berkshire Bank is an Equal Opportunity Employer - all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.
Salary : $75,000