Renewal Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Hull & Company is seeking a Renewal Underwriter to join our growing team in Missoula, MT or Portland, OR. The Renewal Underwriter will review renewal insurance applications and assist with new business applications to evaluate, classify, and rate individuals and groups for insurance and accept or reject applications. How You Will Contribute: Examines documents such as application forms, inspection reports, insurance maps, and medical reports to determine the degree of risk based on factors such as the applicant's financial standing, age, occupation, accident history, and the value and condition of the property. Reviews company records to determine the amount of insurance in force on a single risk or a group of closely related risks and evaluates the possibility of losses due to catastrophe or excessive insurance. Underwrites or brokers renewal accounts, ensuring that all required information is obtained according to carrier guidelines. This includes completing proper applications, confirming quotes and binders in writing, issuing policies promptly and accurately, making state filings (where applicable), and ensuring taxes are paid in accordance with appropriate state laws. Secures payments on risks bound or written. Assists the Underwriter/Broker with the review, analysis, and underwriting of primarily renewal risks, as well as new business as directed. Rates accounts for premiums and terms, analyzes exposures for quotes for new and renewal business, and issues written indications, quotes, and binders. Uses inspection companies to obtain further information, quote rates, or explain company underwriting policies. Works with the Underwriter/Broker to market and meet with retail agency customers to develop business and cultivate relationships to grow the book of business. Understands and extends company facilities, utilizing binding authorities or brokering risks when necessary to successfully negotiate placements. Assists the department with overall underwriting results. Ensures that coding on specific required forms is completed and utilized. Services and perpetuates existing businesses, maintaining a keen awareness of priorities. Instructs and trains processors and assistants, reviewing indications, quotes, binders, submissions, and policies for completeness and accuracy. Provides guidance and training to others in the department to help reduce the underwriter’s clerical workload. Licenses and Certifications: P&C State licensed. Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms, i.e. coverages, exclusions, conditions and terms. (Preferred) Skills & Experience to Be Successful: Bachelor’s degree (B. A.) from four-year college or university is desired or five years of insurance experience, two years of which are as an underwriting assistant. Proficient with MS Office Exceptional telephone demeanor 1-3 years’ experience with excess and surplus lines underwriting agency or company About Us:   Bridge Specialty Group creates a seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers’ comp, property and personal lines.       With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7 billion premium book.         Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group – aligning risk with greater reach.    Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies ("Recruiting Vendors"). Recruiting Vendors must have a valid written agreement and received prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”. At Bridge Specialty Group, our unwavering commitment to unity, diversity, and individual growth sets the stage for a workplace like no other. We believe in the power of One Team, where collaboration fuels unlimited possibilities. As One Team, we are anchored in the ‘Power of Be’, a core set of behaviors, skills, and characteristics we value most. It is part of our cultural DNA, influencing how we get stuff done every day and how we accomplish our goals, creating a link between what we do and how we do it. We are more than a global insurance wholesaler; we are a collective force of over 2,000 teammates across 50 locations throughout the United States and Europe. With 25 specialized brands and access to 200 carriers, we seamlessly connect the diverse needs of our retail partners in property, casualty, environmental, professional, workers' compensation, and personal lines. Together, we build trust, exceeding expectations. Our $5 billion premium book is a testament to our collaborative partnerships. Here, your uniqueness is celebrated, you are rewarded for your contributions, and we invest in your professional growth, offering tools, resources, and mentorship to support your career goals. You will be proud to be a part of a team that defines excellence and pushes the boundaries of what is possible. 'One Team, Unlimited Possibilities' is not just a slogan – it's the core of who we are. And the exciting part? We're always on the lookout for talented teammates like yourself. If you don't see an opening today, click on Introduce Yourself at the top of the page. Share your aspirations and attach your resume. We look forward to getting to know you! Brown & Brown and its affiliates maintain an internal recruiting team responsible for filling open roles posted to the public. In certain situations, Brown & Brown may supplement its internal capabilities by engaging external recruiting vendors and employment agencies (“Recruiting Vendors”). Recruiting Vendors are not authorized to submit resumes, share candidate data, or directly or indirectly contact Brown & Brown employees to present candidates for employment opportunities. The only exception applies to Recruiting Vendors with an active Valid Agreement (as defined below) that has been approved by Brown & Brown. In accordance with this policy, and to ensure appropriate authorization for sharing candidate personal information, Brown & Brown will not accept unsolicited resumes from any source other than Authorized Recruiting Vendors with a Valid Agreement in place who have been expressly invited to support a specific role. Any unsolicited resumes, incomplete submissions, or candidate data received through any means (including email or otherwise) will be considered the property of Brown & Brown. Brown & Brown will not pay any placement or related fees for unsolicited submissions or candidate data provided in violation of this policy. Such submissions may be used by Brown & Brown without any obligation to pay fees of any kind to Recruiting Vendors. A Valid Agreement is defined as a written contract signed by an authorized representative of Brown & Brown. In the absence of a Valid Agreement, Brown & Brown assumes no liability under any legal theory, including but not limited to breach of contract, breach of implied contract, tortious interference, quantum meruit, any/or any other contractual or equitable claims in connection with candidates identified through unsolicited submissions made in violation of this policy. If you are an existing Bridge Specialty Group teammate, please click here to apply to a job on our internal career site.