What are the responsibilities and job description for the ABF Cash Flow Modeling Analyst position at Barings?
At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.
We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.
Job Title: ABF Cash Flow Modeling Analyst
Corporate Title: Senior Associate
Department: Asset Backed Finance
Location: New York, NY or Charlotte, NC
Overview
Barings is seeking a highly motivated individual to join its ABF (Asset-Backed Finance) team, with a dedicated focus on cash flow modeling and analytics. The individual will be responsible for building, maintaining, and overseeing cash‑flow and performance models for private consumer and commercial ABS transactions, while supporting ongoing portfolio surveillance and risk monitoring. The individual will support investment evaluation and structuring and work closely with investment professionals, risk partners, and internal stakeholders to build and maintain robust cash flow models, evaluate risk under various scenarios, and deliver clear, decision-ready analyses.
Key Responsibilities
Requisite Skills
Asset Backed Financing, Cash Flow Modelling, Portfolio Monitoring
Additional Skills
Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.
Barings Offers a Comprehensive Benefits Package Including
CORE BENEFITS & WELLNESS
We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.
Job Title: ABF Cash Flow Modeling Analyst
Corporate Title: Senior Associate
Department: Asset Backed Finance
Location: New York, NY or Charlotte, NC
Overview
Barings is seeking a highly motivated individual to join its ABF (Asset-Backed Finance) team, with a dedicated focus on cash flow modeling and analytics. The individual will be responsible for building, maintaining, and overseeing cash‑flow and performance models for private consumer and commercial ABS transactions, while supporting ongoing portfolio surveillance and risk monitoring. The individual will support investment evaluation and structuring and work closely with investment professionals, risk partners, and internal stakeholders to build and maintain robust cash flow models, evaluate risk under various scenarios, and deliver clear, decision-ready analyses.
Key Responsibilities
- Build, maintain, and enhance cash flow models for consumer and commercial asset finance transactions.
- Develop, document, and validate key modeling assumptions including prepayments, defaults, losses, recoveries, seasoning, and fees.
- Perform scenario, sensitivity, and stress analyses to assess structural resilience and expected returns.
- Support screening, underwriting, and approval of new investments through high-quality modeling outputs and exhibits.
- Analyze historical collateral performance data, stratifications, and vintage trends as part of diligence efforts.
- Prepare clear written summaries and exhibits for internal approval and investment committee processes.
- Refresh models for existing investments and monitor performance versus underwritten expectations.
- Identify emerging risks, assumption drift, and performance trends across the portfolio.
- Contribute to the standardization of modeling templates, documentation, and controls.
- Collaborate with cross-functional partners including risk, operations, finance, legal, and technology.
- Bachelor’s degree in Finance, Economics, Engineering, Mathematics, or a related quantitative discipline.
- 3-5 years of buy-side experience in asset-backed finance, structured credit, or specialty finance is preferred.
- Strong Excel-based financial modeling skills with a disciplined and well-structured approach.
- Experience analyzing complex financial data and communicating results to senior stakeholders.
- Strong attention to detail, sound judgment, and ability to manage multiple priorities in a fast-paced environment.
- Experience with Intex (or similar platforms) and Bloomberg tools.
- Familiarity with consumer and/or commercial credit performance analytics is a plus.
- Programming or data skills (e.g., Python, SQL, R, VBA) are beneficial but not required.
Requisite Skills
Asset Backed Financing, Cash Flow Modelling, Portfolio Monitoring
Additional Skills
Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.
Barings Offers a Comprehensive Benefits Package Including
CORE BENEFITS & WELLNESS
- Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
- Fitness Center Reimbursement Program (Including Online Memberships)
- Employee Assistance Program (EAP)
- Fertility Benefits
- Highly competitive 401(k) Plan with Company Match
- Health Savings Account (HSA) with Company Contributions
- Flexible Spending Accounts (FSA) - Health Care & Dependent Care
- Retirement Health Reimbursement Account
- Basic and Supplemental Life Insurance
- Spouse and Child Life Insurance
- Paid Vacation, Sick Days and Annual Holidays
- Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
- Short and Long Term Disability Plans
- Paid Volunteer Time
- Education Assistance Program
- Charitable Matching Gifts Program
- Commuter Reimbursement Program
- Adoption and Surrogacy Reimbursement Program
Salary : $120,000 - $150,000