What are the responsibilities and job description for the Loan Review Analyst position at Bankers' Bank of Kansas?
Role: The Loan Review Analyst assists the Credit Review Services Manager with providing Independent Loan Review services to bank customers. This role is integral in performing a detailed and accurate analysis while delivering an exceptional experience for the customer. The Loan Review Officer is also responsible for the Bankers’ Bank of Kansas internal loan review. Some overnight travel may be needed.
Qualifications:Essential Duties and Responsibilities:
- Assist with independent loan review services for customer banks.
- Analyze primarily commercial and agricultural financial information and assess the financial condition and credit quality of borrowers
- Review loan files for the adequacy of underwriting, structuring, documentation, policy compliance, and ongoing administration
- Complete narrative assessments for submission to applicable parties.
- Some overnight travel may occasionally be needed.
- Perform internal loan reviews for BBOK.
- Ensure compliance and audit requirements are met as identified by internal policy and/or Federal rules and regulations.
Required Skills and Knowledge: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements below are representative of the knowledge, skill/ or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
- Strong organizational skill and high attention to detail.
- Knowledge of applicable laws and regulations.
- Knowledge of applicable systems and software including Microsoft 365 and Teams.
- Professional written and verbal communication and interpersonal skills and ability to communicate effectively and professionally with all levels of the organization.
- Ability to read and interpret documents such as rules, procedure manuals, and job instructions.
- Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form.
- Ability to maintain confidentiality.
- Mathematical and analytical skills. Including the ability to add, subtract, multiply, and divide. Ability to calculate figures and amounts.
- Flexible with the ability to multi-task, work under pressure, and problem solve.
Education and Experience:
- Minimum two years in credit analysis, commercial or agricultural lending, bank examinations, or loan administration.
- Bachelor’s Degree in Finance, Accounting or Business Administration preferred.
- Experience in positions with high level of accountability.