What are the responsibilities and job description for the Commercial Relationship Associate - Lakewood Ranch Office position at Bank of Tampa?
Position Overview
At The Bank of Tampa, we differentiate our brand from large financial institutions through the meaningful relationships we build between our Bankers and our Clients. What truly sets our team apart is the personal value we bring—taking the time to understand each client’s individual financial goals and providing thoughtful guidance tailored to their needs. Our commitment shows in our professional, team‑oriented environment, where we support both personal and professional growth and take pride in recognizing our clients, knowing their names, and appreciating their individuality.
Our Bankers play an essential role in representing The Bank of Tampa’s brand throughout our community. As a Commercial Relationship Associate, you help strengthen these relationships by learning our clients’ financial needs, supporting their day‑to‑day banking activities, and contributing to a positive client experience with every interaction. In this developing role, Commercial Relationship Associates build foundational expertise across key banking services—including credit, treasury services, and depository solutions—while gaining exposure to the consultative approach that defines our client relationships. Through hands‑on learning and collaboration with senior team members, Commercial Relationship Associates grow into trusted partners who help deliver value to our clients and support the long‑term success of our community.
Primary Duties and Responsibilities
- Participate in sales calls and client meetings in support of commercial banking to develop new business and help retain existing relationships
- Assist in consulting with clients and prospective clients and provide recommendations for bank services under guidance of senior bankers
- Support the needs of clients seeking business-related financial services, including assisting with credit analysis and recommendations within established guidelines
- Gather and analyze information from potential clients regarding their business, financial needs, and creditworthiness to support lending decisions
- Stay informed on market conditions and industry trends to support portfolio growth and client conversations
- Participate in community banking efforts within an assigned Market or Office by helping to build referral relationships and engaging in local organizations
- Communicate effectively in both formal and informal settings with team members, leadership, and clients
- Assist in maintaining the credit quality of assigned loan portfolios
“This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned.”
Minimum Qualifications
- 2 years of experience in banking, financial services, or a related field
- 4-year Undergraduate Degree (e.g., BS or BA), preferably with a business or finance focus, or equivalent experience
- Exposure to commercial, business, or retail banking
- Basic understanding of credit principles and financial statements
- Must possess a valid driver’s license, as local travel may be required (approximately 20-60% of the time)
Preferred Qualifications
- Entry-level experience in credit analysis, lending, or financial services
- Involvement in professional, academic, or community organizations (e.g., Chamber of Commerce events, networking groups)
- Interest in developing sales, relationship management, and credit skills
Attributes for Success
- Self-motivated with a willingness to learn and take initiative
- Strong interpersonal skills with an approachable and professional demeanor
- Ability to build relationships and collaborate effectively with team members
- Strong problem-solving skills with the ability to identify issues and support solutions
- Effective written and verbal communication skills across a variety of audiences
- Adaptable and flexible in response to changing priorities and business needs
Our Way
Preserve and enhance our culture in which the values of honesty, integrity, confidentiality, trust and respect are the underlying principles by which we work
Make a meaningful difference in our community through our service and financial support
Maintain a safe and sound institution that operates in conformity with the spirit as well as the letter of all applicable laws, rules and regulations, and to maintain open and forthright communication with our regulators
Benefits
You will have the opportunity to participate, subject to the terms and conditions of the respective plans, in a comprehensive package of benefits. As a highlight:
- Eligibility for health, dental, vision, life and disability insurance coverages
- Retirement Plan - 401k with matching
- ESOP- Employee Stock Ownership Plan
- Time away from work – vacation time, sick time and holidays
- Paid parental leave
- Tuition Assistance
- Professional development opportunities
THE BANK OF TAMPA IS AN EQUAL OPPORTUNITY EMPLOYER M/F/V/D
A DRUG FREE WORKPLACE E-VERIFY EMPLOYER