What are the responsibilities and job description for the Loan Processor at Bank of Lexington position at BANK OF LEXINGTON INC?
This is not a remote position.
We are looking for an experienced loan processor who has been processing Consumer and Commercial loans.
The position is an hourly position with working times Monday- Friday 8-5
Qualifications:Must haves:
- Hard-working mentality
- Excellent customer service
- Willingness to learn
- Proficient computer skills
- Interpersonal communication skills
- Teamwork oriented
Essential job responsibilities include, but are not limited to:
- We currently use Laser Pro, Encompass and Jack Henry, knowledge of these systems would be ideal.
- Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
- Performs routine operational duties related to residential, construction and commercial mortgage loans in compliance with the Bank’s policies, procedures and related laws, rules, and regulations.
- Works with mortgage and title companies, appraisers, real estate agents and other real estate industry professionals as directed.
- Assists mortgage loan officers in the loan application process as directed; follows up on obtaining necessary information and documentation from applicants; coordinates the ordering of credit reports, flood zone determinations and UCC filings; and performs title searches, etc.
- Originates loan documentation and onboards loans; conducts loan funding and processes payments or advances as directed; distributes daily and monthly reports.
- Assures compliance with all bank policies and procedures as well as all applicable state and federal banking regulations.
- Carry out such other duties as may be assigned or requested.
Qualifications:
- High school diploma or equivalent, required
- Minimum of two year working experiences in a customer service position, required
- Previous experience working directly with the public, preferred
- Position involves contact with the public, necessitating the ability to present a professional image
- Must have the ability to interact comfortably and confidently with the public and demonstrate the initiative to initiate dialogue
- Knowledge of Microsoft software products, preferred
- Strong interpersonal communication skills
- Strong customer service skills
- Sufficient computer literacy
Position includes:
- Medical coverage
- Voluntary group dental and vision insurance options available
- Company-paid holidays and PTO
- Basic life, short-term and long-term disability insurance and life, accident and death insurance options available
- Retirement plan
- Bank of Lexington is an Equal Opportunity Employer