What are the responsibilities and job description for the Commercial Real Estate Loan Officer position at Bank of Hawaii and Careers?
Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Assists in business unit’s compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.
Bachelor’s degree from an accredited institution or equivalent work experience.
Minimum 3 years of experience in commercial real estate lending, or equivalent work experience.
Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to use an HP12c or similar calculator preferred.
Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and commute in a timely manner. Travels by air as required.
Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis.
Identifies and pursues business development opportunities and solves problems.
Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required.
Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
Cross-sells other bank services.
Performs all other miscellaneous responsibilities and duties as assigned.
Bachelor’s degree from an accredited institution or equivalent work experience.
Minimum 3 years of experience in commercial real estate lending, or equivalent work experience.
Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Ability to use an HP12c or similar calculator preferred.
Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and commute in a timely manner. Travels by air as required.
Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis.
Identifies and pursues business development opportunities and solves problems.
Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required.
Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
Cross-sells other bank services.
Performs all other miscellaneous responsibilities and duties as assigned.