What are the responsibilities and job description for the Commercial Loan Officer position at BancFirst?
Commercial Loan Officer
Seminole, OK
POSITION SUMMARY
The Commercial Loan Officer is primarily responsible for making and servicing business and individual loans that involve significant amounts of both secured and unsecured loans, which could be complex in nature. Handles both large and small credits.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Lending position for $15Million portfolio
- Construction, Commercial, Agriculture, and Commercial Real Estate Loans
- Responsible for account administration, credit extension, and business development function
- Accountable for performance management goals as agreed upon with Loan Manager and Bank President
- Regular and consistent attendance is an essential function of this position
REQUIREMENTS
- Bachelors Degree required (Business related field preferred)
- Minimum of 5 years experience as an underwriting Commercial Loan Officer with an Agriculture lending background
- Experience in negotiating loan workouts and asset liquidations
- Must have ability to analyze complex financial data and write detailed credit memorandums
- Must have current working knowledge of Regulatory Compliance requirements including, but not limited to RESPA, HMDA, and Fair Lending
- Must have ability to grow quality portfolio with annual performance goals
- Promote Retail/Cash Management products to new and existing relationships
- Willing to participate in community events
- Outside business development calls required
- Work well under stress and deadlines while managing multiple tasks
- Must be able to communicate professionally both verbally and in writing
- Excellent customer service skills
PHYSICAL REQUIREMENTS
- Constant use of computer screens
- Ability to operate a computer keyboard, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear
- Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching
- Ability to sit and/or stand for long periods of time during the workday
- Long periods of typing and repetitive motion
- Ability to lift and/or move and carry up to 10 pounds
LOCATION
BancFirst, Seminole
206 N. 2nd St.
Seminole, OK 74868
HOURS
Full Time
Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.
Diversity…Our differences enhance business performance.