Underwriter II, Excess Casualty - West

Large companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic losses beyond the limits of their primary insurance program or self-insured retention (SIR).

AXA XL’s Large Commercial Excess Casualty business unit offers Umbrella and Excess Liability coverage to North American based Insureds with typically >$1B in revenue. Underwriting teams are based throughout the United States. We have a vast appetite for risk with a portfolio that includes clients in manufacturing, hospitality, real estate, retail, services, technology, and many more.

As an Underwriter II, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients. You’ll be joining an established team of senior underwriters as a part of AXA XL’s West Zone.

What you’ll be doing

What will your essential responsibilities include?

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account.
• Underwriting business within the agreed business plan and individual authority. Calculating appropriate risk premium by considering the risk costs inherent to the sector, program structure, and general administration costs while ensuring profitability.
• Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
• Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Reviewing loss control reports and managing policy endorsement requests to process any necessary changes to the policy.
• Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.

You will report to Head of West Excess Casualty.

What you’ll bring

We’re looking for someone who has these abilities and skills:

Desired Skills and Abilities:

We’re looking for someone who has these abilities and skills:

• Bachelor’s Degree (or equivalent)
• Moderate to extensive experience in the relevant class of business, possessing functional knowledge and skills reflective of a fully competent practitioner.
• Robust Industry Knowledge and Commercial/Business Acumen.
• Analytical, negotiation and sales/marketing skills
• Excellent written and oral communication skills. Excellent customer service focus is a must.
• Interpersonal Savvy - Demonstrated ability to build and maintain robust insured and broker contacts.
• Ability to develop and understand business processes, strategy, and planning
• Collaborative team player who provides creative solutions and ideas for resolution.

Who we are

What we offer

• Five Business Resource Groups focused on gender, LGBTQ , ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.