What are the responsibilities and job description for the Contract Surety Underwriter position at AVLA Insurance?
Avla US Insurance Company is part of the Avla Group, a multinational financial services firm specializing in Surety Bonds, Credit Insurance, and Property & Casualty solutions. With a strong presence across Latin America and now expanding in the U.S., Avla is committed to empowering contractors, agencies, and partners through innovative, technology-driven risk management solutions.
Avla US Insurance Company is expanding its operations in the United States, leading innovation in the Surety Bond market. We are seeking a high-performing Contract Surety Underwriter with extensive experience in credit-based surety bond programs for small to mid-sized contractors. This role is heavily production-focused, requiring the ability to evaluate, approve, and process a high volume of bond submissions with speed and accuracy. The ideal candidate thrives in a fast-paced environment and can balance rapid turnaround times with sound credit judgment and risk management.
Key Responsibilities
- Underwrite and process a high volume of contract surety bond submissions within a credit-based program, including bid, performance and payment bonds, maintenance and subdivision bonds
- Deliver fast, consistent turnaround times while adhering to underwriting guidelines and authority levels
- Evaluate contractor creditworthiness using personal and business credit reports
- Apply streamlined underwriting approaches to efficiently assess and approve risks
- Structure bond programs, including setting and adjusting single and aggregate limits based on credit profile
- Prioritize workflow to meet service level expectations and production goals
- Communicate decisions clearly and promptly, including approvals, declines, and conditions
- Maintain strong relationships with agents and brokers through responsiveness and reliable execution
- Identify opportunities to grow submissions and increase production within existing agency relationships
- Manage account systems and document storage for each submission
Qualifications
- Minimum 3 years of experience in contract surety underwriting
- Knowledge of industry regulations and compliance standards
Preferred Qualifications
- Strong understanding of all types of contract surety bonds
- Knowledge of various types of contracts
- Familiarity with construction industry
- Credit analysis skills
- Ability to balance speed with disciplined underwriting decisions
- Strong organizational, multitasking, and decision-making skills
- Capability to quickly learn company systems and procedures
- Excellent communication skills with a service-oriented mindset
Work Location: Hybrid remote in Miami, FL 33131