Credit Risk Lead

Driven to be the Best

People. Performance. Purpose.

At Avis Budget Group, we’re driven to be the best vehicle rental company in the world, together. Our 25,000 employees raise the bar every day, bringing different perspectives, taking ownership, and leading with integrity. We’re defining the future of mobility with safe, sustainable solutions that move people, businesses, and communities forward.

The Credit Risk Lead will lead the evaluation of creditworthiness for new and existing B2B customers, including establishing and enforcing account terms and conditions and resolving disputes. Ensure implementation of strategies to balance risk and support business growth. Develop and maintain strong relationships with key stakeholders, internal departments, and vendors.

What You'll Do

• Review all B2B customer credit applications for approval or denial, including analysis of financial statements, credit bureau reports, trade references, and payment history to assess risk and establish credit limit and terms
• Make decisions on account credit holds and releases while documenting rationale in accordance with policy and audit procedures
• Monitor existing accounts for compliance with terms, changes in financial condition or payment behavior, and initiate adjustments or reviews as warranted
• Collaborate with Sales and other internal Accounts Receivable functions to resolve account issues or escalations
• Communicate clearly and timely all credit decisions and conditions to stakeholders
• Produce reporting on new account volume, existing account performance, and other related metrics that can inform bad debt reserve calculation or identify areas of concern
• Ensure compliance with internal controls and audit standards
• Develop and maintain standard operating procedures and training materials
  
  

Perks You’ll Get

• Access to Medical, Dental, Vision, Life and Disability insurance
• Eligible to elect other voluntary benefits including: Group Auto Insurance, Group Home Insurance, Pet Insurance, Legal Assistance, Identity Theft Protection, FSA, Accident Insurance, Critical Illness Insurance, and additional life insurance coverages
• 401(k) Retirement Plan with company matched contributions
• Full training to learn the business and enhance professional skills
• Employee discounts, including discounted prices on the purchase of Avis/Budget cars
• Access to an Employee Assistance Program for services including counseling, financial and legal consultation, referrals for care service and more
  
  

What We're Looking For

• Bachelor’s degree in business administration, finance, or other related field, or 5 years of related experience
• Minimum 2 years of experience in B2B credit analysis, accounts receivable, or related field
• Demonstrated ability to independently analyze financial date to make sound credit decisions
• Strong understanding of credit risk principles and policies
• Ability to work independently and manage multiple tasks simultaneously, as well as communicate across all levels of organization
• Excellent analytical, verbal, and written communication skills, as well as interpersonal and negotiation skills. Must be able to defend credit decisions clearly.
• Fluent English – both oral and written
• One or more EU language (DE, FR, IT, ES) is an advantage but not mandatory
  
  

The annual starting salary for this position is $55,000.00 annually. Factors that may affect starting pay within this range include geography/market, skills, education, experience, and other qualifications of the successful candidate.

Who We Are

Here at Avis Budget Group, you will be joining a team of 25,000 driven people, performing with purpose. Together, we’re moving the future of transportation forward with our innovative, customer-focused solutions.

Our culture is performance driven, where we encourage and support each other to be at our best through leadership, training, tools, and rewards.

We are proud to make a positive difference to the lives of our colleagues, customers, and communities where we operate.

Avis Budget Group is an Equal Opportunity Employer – Qualified applicants will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran or any other category protected by applicable law.

This advertisement does not constitute a promise or guarantee of employment. This advertisement describes the general nature and level of this position only. Essential functions and responsibilities may change as business needs require. The compensation and benefits information is accurate as of the date of this posting. The Company reserves the right to modify this information at any time, with or without notice, subject to applicable law. This position may be with any affiliate of Avis Budget Group.

Virginia Beach

Virginia

United States of America