What are the responsibilities and job description for the Portfolio Analyst position at Avidbank?
Avidbank is a $2.3 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond. We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients’ expectations.
Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.
Title of position: Portfolio Analyst
Position type: Full-time
Pay range: $78,000 - $90,000
Division: Venture Lending
Work Location Type: Remote or Office Hybrid
Location: USA (San Jose)
The Role
The Venture Lending Senior Portfolio Analyst is responsible for spreading, managing, and maintaining financial background information on present technology customers, and assisting with monitoring loan portfolio credit and reporting compliance. Position includes making financial analyses, managing spread assignments, assisting during audit preparations, and maintaining related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports as assigned.
Job Responsibilities
Essential Functions
Preferred Experience And Knowledge
Avidbank offers full time employees competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy.
The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. It is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case.
Avidbank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
We are an AA/EEO/Veterans/Disabled employer.
Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.
Title of position: Portfolio Analyst
Position type: Full-time
Pay range: $78,000 - $90,000
Division: Venture Lending
Work Location Type: Remote or Office Hybrid
Location: USA (San Jose)
The Role
The Venture Lending Senior Portfolio Analyst is responsible for spreading, managing, and maintaining financial background information on present technology customers, and assisting with monitoring loan portfolio credit and reporting compliance. Position includes making financial analyses, managing spread assignments, assisting during audit preparations, and maintaining related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports as assigned.
Job Responsibilities
Essential Functions
- Performs special financial statement analyses involving technology loan relationships.
- Assist with Advance/Payoff requests, KYC process as needed.
- Assists in the preparation of any reports required from Credit Administration.
- Informs Loan Officers/ Credit Officers of relevant trends of specific loans, portfolios, or industries.
- Renders assistance to lending officers on credit matters and loans involving unusual situations or requiring close scrutiny.
- Assist with loan boarding process and coordination.
- Promotes quality customer relations.
- Perform other duties as required.
Preferred Experience And Knowledge
- Bachelor’s degree (BA/BS) from a four (4) year college or university required.
- At least one year of Banking experience is required, preferably in the venture lending space.
- Ability to spread financial statements.
- Advanced Excellent Excel skills
- Excellent organizational and time management skills.
- Ability to work with minimal or no supervision while performing duties.
- Effective oral, written, and interpersonal communication skills
Avidbank offers full time employees competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy.
The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. It is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case.
Avidbank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
We are an AA/EEO/Veterans/Disabled employer.
Salary : $78,000 - $90,000