Manager, Credit

Manager, Credit Location:Fort Lauderdale, Florida, United States of America Category:Other AutoNation Headquarters Job ID:JR2026134271 Description Position Overview: We are seeking an experienced Auto Loan Credit Manager to lead our credit team and oversee the evaluation and approval process for auto loan applications. This role is critical in ensuring compliance with regulatory standards, managing risk, and driving operational excellence. The ideal candidate will have strong leadership skills and a proven ability to manage and develop a team of credit analysts. Key Responsibilities Credit Analysis & Approval: Review and analyze auto loan applications, credit reports, income verification, and collateral details. Make credit decisions within assigned authority limits and escalate complex cases as needed. Ensure compliance with federal, state, and company lending regulations (e.g., Fair Lending, ECOA). Maintain up-to-date knowledge of industry standards and regulatory changes. Analyze trends and recommend process improvements. People Management & Leadership: Lead, mentor, and develop a team of credit analysts and underwriting staff. Assign workloads, set performance goals, and conduct regular evaluations. Provide coaching and training to enhance team expertise and productivity. Foster a positive team culture focused on collaboration, accountability, and continuous improvement. Qualifications Bachelor’s degree in related field preferred 8+ years of experience in auto finance credit management or underwriting, with at least 2 years in a leadership role managing credit analysts. Strong knowledge of credit scoring models, lending regulations, and risk assessment. Proven ability to manage and develop teams effectively. Excellent analytical, leadership, and communication skills. Preferred Skills Proficiency in loan origination systems and credit analysis tools. Ability to work under pressure and meet deadlines. Strong negotiation and decision-making abilities. Exciting Benefits and Perks Await You: Competitive compensation and 401k matching Enjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits. Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear Access amazing deals and discounts through YouDecide, a website with offers from top providers and retailers Join our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwide AutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. AutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.