What are the responsibilities and job description for the Special Assets Department Specialist in Longview Greggton position at Austin Bank?
Under the guidance and direction of the Loan Servicing/Special Assets Manager, the Special Assets Specialist is responsible for loan collection actions.
Includes the following, other duties may be assigned;
· Communication (phone calls, emails, in-person) and problem-solving relating to the collection of past due loan accounts, loan workouts, bankruptcy, repossessions, and foreclosures.
· Open and review daily mail and electronic filing notifications.
· Post Chapter 13 Trustee check payments.
· Responsible for repossession and liquidation of property, including, automobiles, recreational vehicles, and equipment.
· Prepares and mails all required notifications related to repossession and liquidation of property.
· Establish bank's position in bankruptcy cases by reviewing filed documentation such as petitions and schedules and internal documentation such as notes, security agreements, titles, and UCCs.
· Prepare and file proofs of claim and all other necessary documents as needed.
· Bankruptcy meetings and speaking with attorneys involved in the bankruptcy.
· Collection and judgment filing on all non-real estate loans.
· Communicate and coordinate with customers on payment plans or settlements due to charge-offs and judgments.
· Assist with Foreclosure and liquidation of real residential and commercial property.
· Exhibits superior customer service as an Austin Bank team member. Demonstrates high-quality relationship-building techniques to ensure the employee receives the best possible solution to customers banking and financial needs. Helps promote a loyal relationship between the Austin Bank employees and their customers.
· Develop personal skills and capabilities through continual education/training..
· Uphold and safeguard the organization's values particularly relating to ethics, integrity, and confidentiality both internally and externally.
· Handles confidential and sensitive information with proper discretion.
· Maintains established department and Bank policies, procedures, objectives, and quality assurance.
· Reports to work regularly and promptly.