Senior Loan Processor

Augusta Financial is seeking a detail-oriented and experienced Senior Loan Processor to join our growing team. This role is critical to ensuring a smooth and efficient loan process from application to closing.

The ideal candidate is highly organized, proactive, and excels at communication with clients, loan officers, and third parties.

Key Responsibilities

• Review and analyze borrower profiles, including credit, title, income, assets, and complex business tax returns
• Utilize automated underwriting systems (DU/LP) and assess findings accurately
• Submit complete loan files to underwriting and manage all conditions through final approval
• Proactively communicate loan status with borrowers, loan officers, agents, and operations staff
• Maintain accurate and timely updates in LOS and CRM systems
• Request and track outstanding conditions and documentation from all parties
• Order Closing Disclosures and manage timelines to ensure on-time closings
• Collaborate with and support the Junior Processor; provide coverage as needed
• Participate in daily and/or weekly team meetings (in-person or virtual)
• Ensure all deadlines, conditions, and compliance requirements are met 

Qualifications

• Proficiency with DU, LP, FHA Connection, and VA Portal
• Knowledge of HECM loans (preferred)
• Strong verbal and written communication skills
• Excellent analytical ability and attention to detail
• Ability to manage deadlines in a fast-paced environment
• Intermediate computer skills (Windows, Outlook, Word, Excel)
• Experience with Encompass (preferred)
• Ability to manage a pipeline of 75 loans/month and close a minimum of 15 loans/month
• Ability to quickly learn and apply company policies and procedures 

Compensation & Benefits

• $24–$35/hour (based on experience)
• Per-file bonus on closed loans
• Additional performance-based incentives
• Medical insurance and 401(k)

Education & Experience

• High School Diploma or equivalent
• 3–5 years of experience as a Senior Loan Processor
• Strong knowledge of conventional (including Jumbo & Non-QM) and government loan guidelines

Supervisory Responsibilities

• Provides indirect oversight and support to departmental team members
• Ensures alignment with company policies and applicable regulations

Core Competencies

• Diversity & Inclusion: Promotes a respectful and inclusive work environment
• Ethics & Integrity: Demonstrates professionalism, accountability, and trustworthiness
• Adaptability: Thrives in a dynamic, fast-paced setting
• Attendance & Reliability: Consistently punctual and dependable
• Teamwork: Contributes to a positive team culture and shared success

Physical Requirements

• Prolonged periods sitting and working at a computer
• Frequent typing and screen time
• Occasional lifting (up to 10 lbs), bending, or twisting

What We Offer

• High-volume, consistent pipeline
• Collaborative and supportive team environment
• Long-term growth and advancement opportunities

If you’re looking to grow your career with a performance-driven mortgage company, we’d love to connect.