Test: Credit Underwriter

Overview

The Underwriter position for Heights Finance Corporation, is responsible for underwriting customer loan applications received at the branch using lending approval limits and guidelines.

Responsibilities

• Responsibilities:

  • Exhibit knowledge in the loan underwriting process including critical thinking for lending decisions.
  • Assist the Manager in all aspects of processing and underwriting customer credit applications.
  • Answer incoming phone calls in a timely manner and obtain appropriate information from branch team members.
  • Process all customer applications while paying close attention to detail to ensure all information is completed correctly and deadlines are met.
  • Make credit decisions within lending approval authority limits.
  • Handles daily activities including underwriting, customer service, and quality.
  • Other duties as assigned.

Qualifications

• Education & Experience

  • High School Diploma required.
  • Previous consumer finance experience preferred, but not required.
  • Previous underwriting experience preferred, but not required.

   Knowledge, Skills & Abilities:

  • Strong communication and analytical skills.
  • High proficiency in Excel and Word.
  • Detail oriented.
  • Works effectively as part of a team.

CURO Financial Technologies Corp Supports Equal Employment Opportunity. CURO Financial Technologies Corp (dba Cash Money®, LendDirect®, Flexiti®, Heights Finance, Southern Finance, Covington Credit, Quick Credit and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state or local law where a particular employee works. In addition, it is the policy of CURO Financial Technologies Corp to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state law where a particular employee works.

This employer participates in E-Verify

EEO Statement

CURO Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of CURO to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.

Notice to CURO job applicants: CURO will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized CURO representatives' email addresses will end in @curo.com, @first-heritage.com, @heightsfinance.com, and @cashmoney.ca.