Mortgage Underwriter III (VA)

The Mortgage Underwriting & Appraisals area is responsible for evaluating mortgage applications and property valuations to ensure sound credit decisions, accurate risk assessment, and compliance with all regulatory and investor requirements. Activities may include:

• Analyzing borrower credit profiles, income, assets, and collateral
• Reviewing appraisal reports for accuracy and adherence to standards
• Determining the overall creditworthiness and risk level of mortgage requests
• Applying underwriting guidelines
• Identifying and mitigating potential risks
• Ensuring the integrity and consistency of valuation processes
• DE / SAR / VHDA Delegations

The Mortgage Underwriting function is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization. Mortgage Banking covers activities related to the origination and servicing of residential mortgage loans, including sales, underwriting, loan operations, secondary marketing, investor relations, and default. Other duties as assigned.

Requires broad knowledge of operational procedures and tools obtained through extensive work experience and may require vocational or technical education. Responsibilities typically include:

• Working under limited supervision for routine situations.
• Providing assistance and training to lower level employees.
• Problems typically are not routine and require analysis to understand.

• Typically requires 5 years relevant experience
• May require vocational or technical training

FLSA Status: Non-Exempt

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

The salary range posted for this role is between $71,400.00 to $121,400.00 USD.

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.