Senior Mortgage Underwriter

Aston Carter is currently searching for qualified candidates for several fully remote Experienced Underwriter positions with a Fortune 100 Financial Institution

Basic Purpose

To evaluate and underwrite all mortgage loan types offered according to specific state and federal requirements to limit the risk exposure to the credit union’s mortgage portfolio. They check the applicant's portfolios and provide them with the next necessary steps and the alternatives for loan types. An underwriter must have excellent knowledge of the loan processes and underwriting procedures to analyze applications and make accurate decisions.

Experience:

5 years of Mortgage Underwriting is required

Responsibilities:

·       Manage AUS findings and analyze approvals and results accordingly.

·       Perform underwriter approval/declines on FHA, VA, FmHA, and conventional loan applications providing financing for one-to-four-family residential properties.

·       Fix and n variable annuities.

·       Check for the accuracy and proper recording of UCC filings and mortgages.

·       Order and review flood searches, title reports, UCC searches, appraisals, insurance policies and binders, and contracts.

·       Review preliminary HUD-1 for accuracy.

·       Utilize DE certification, VA certification authority

·       Verify HUD-1 settlement statements for completeness and accuracy.

·       Perform detailed review of appraisal for one-to-four-family residential properties to determine acceptability of security for conventional and FHA loans.

·       Negotiate repurchase transactions with originators and investors; complete a full review of all applications from origination to a final decision.

·       Negotiate third-party contracts for services and establish investor relationships to ensure new products and competitive pricing options for origination staff.

·       Examine transactions to ensure accuracy and completeness within the agency and FHA/VA guidelines.

·       Research and review files to verify RESPA compliance/regulations have been satisfying.

·       Create lending policies and procedures and update staff with new regulatory guidelines, including new RESPA guidelines.

·       Preserve the firm's risk exposure by analyzing decisions to approve utilizing leverage, liquidity, DTI, LTV, and overall exposure

About Aston Carter:

Please Note: Scammers are posing as Aston Carter. We'll never contact you via Gmail, Telegram, or WhatsApp and we'll never solicit money from you.

At Aston Carter, we’re dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions – from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless.

Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients’ capabilities by seeking solvers and delivering solutions to address today’s workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit AstonCarter.com. Aston Carter is a company within Allegis Group, a global leader in talent solutions.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please call 888-237-6835 or email astoncarteraccommodation@astoncarter.com for other accommodation options. However, if you have questions about this position, please contact the Recruiter located at the bottom of the job posting. The Recruiter is the sole point of contact for questions about this position.

Salary : $30 - $38