Credit Analyst

Job Title: Credit Analyst

Location: Linden, NJ

Duration: 3 month contract

Job Description

We are seeking an experienced mid to senior Credit Analyst to support the U.S. finance and credit operations on a temporary assignment. The role will focus on customer credit reviews, accounts receivable monitoring, releasing credit‑blocked orders, and supporting Sales and Customer Service on credit‑related issues. This is a hands‑on role requiring strong analytical skills, experience with SAP and Excel, and the ability to work independently in a fast‑paced environment.

Responsibilities

• Conduct in‑depth evaluations of financial statements, including balance sheets, income statements, and cash flow statements.
• Analyze profitability, liquidity, leverage, and solvency using ratio analysis and multi‑period trends.
• Determine repayment capacity by assessing cash flow strength and debt‑service coverage.
• Review supporting documentation such as tax returns, bank statements, aging schedules, and other financial records.
• Identify financial risks, irregularities, and potential red flags within financial data.
• Prepare well‑structured credit memoranda outlining financial findings, risk levels, and recommendations.
• Perform industry and market research to enhance credit assessments.
• Monitor current credit exposures and periodically re‑evaluate borrower performance.
• Work collaboratively with sales teams, underwriting, and senior leadership to support credit decisions.
• Ensure ongoing compliance with internal credit policies and regulatory guidelines.
• Contribute the enhancement of credit risk models, tools, and evaluation procedures.
  
  

Essential Skills

• 5 to 10 years of experience in credit analysis.
• Strong analytical skills.
• Ability to work independently in a fast-paced environment.
• Working exposure to SAP and strong MS Excel skills.
  
  

Interviews are happening this week! If interested, please send over your most recent resume to smauriello@ astoncarter.com along with your availability for a 10-minute phone screen to go over the position in more detail.

Job Type & Location

This is a Contract position based out of Linden, NJ.

Pay And Benefits

The pay range for this position is $27.88 - $38.46/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Linden,NJ. Application Deadline This position is anticipated to close on Apr 3, 2026.
  
  

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.