Director of Product Management, International Business Banking

Company Description

Ark FinTech.AI is an innovative leader in financial technology, dedicated to empowering businesses with NextGen AI-powered platform for international banking and payments. With a focus on creating seamless and personalized financial experiences, Ark FinTech.AI combines advanced AI technology with a deep understanding of global business needs. The company is headquartered in the San Francisco Bay Area, where it fosters a culture of collaboration, innovation, and excellence. At Ark FinTech.AI, we strive to drive the future of financial services while enabling businesses to thrive in an increasingly interconnected world.

Role Description

We are seeking a Director of Product Management, International Business Banking to lead the strategy, development, and execution of NextGen AI-powered global business banking and cross-border financial products.

This role will focus on multi-currency accounts, cross-border payments, global treasury solutions, and international cash management for international businesses, global SMEs, and cross-border eCommerce companies, working closely with partner banks, payment networks, and fintech infrastructure providers.

The ideal candidate has strong experience in international banking, cross-border payments, global treasury, or fintech platforms and understands the needs of global businesses operating across multiple jurisdictions.

Key Responsibilities

1.   Product Strategy & Roadmap

·      Define and execute international business banking product vision and strategy

·      Develop multi-year product roadmap aligned with company growth strategy

·      Identify global market opportunities and customer segments

·      Establish product positioning and competitive differentiation

·      Lead product innovation for international business banking platform

2.  Product Development & Lifecycle Management

·      Launch the AI-powered global business banking product

·      Built Cross-Border Payments and marketplace payouts solutions

·      Develop Global Treasury & Cash Management services

·      Innovate FX & Currency Services

3. Regulatory & Risk Compliance: Partner with Legal, Compliance, and Risk to design scalable KYC/KYB, sanctions screening, transaction monitoring, and regulatory frameworks that enable safe and compliant international money movement.

4. Cross-Functional Collaboration: Partner with sales, operations, technology, and risk teams to deliver scalable, efficient, and user-friendly digital platforms.

5. New market expansion : Launch international capabilities in new geographies, navigating local regulations, licensing requirements, and operational constraints while delivering a seamless customer experience.

6. Performance Tracking: Monitor key metrics/KYI, including balance, adoption rates, profitability (ROI), and client utilization to recommend adjustments in pricing or features.

Required Qualifications

• 5 years of experience in global business banking, digital corporate banking, or fintech platforms. Top tier global banks experience is preferred.
• Proven track record of building and launching business banking products in compliance-driven, fast-paced environments, ideally at a digital bank, or FinTech company
• Strong working knowledge of U.S global commercial and consumer financial regulations, including those relevant to digital banking, bank products, cross border banking and payments
• Strong working knowledge about marketplace and ecommerce business, including global seller financial needs, international marketplace payout, seller financing, cross-border payment, etc.
• Experience with digital banking platforms and API-based payment infrastructure
• Comfortable working cross-functionally with compliance, engineering, legal, and operations to embed all key factors into the product lifecycle
• Exceptional communication skills with the ability to convey customer needs, compliance requirements, and market opportunities to both technical and executive audiences
• Bachelor’s degree required; MBA is a plus
• Bilingual in Mandarin is a plus.