Member Advisor - Sterling

E

15%

Proactively greets members, assesses reasons for branch visit, and assists members accordingly.

E

10%

Processes transactions such as deposits, withdrawals, and account transfers. Balances checks and cash to daily cash received vouchers.

E

5%

Inputs all required loan application data into the appropriate computer systems, promptly and accurately, to include generation and correct completion of all required loan documents. This is to support a timely and accurate underwriting review for final decision and ensuring Apple Federal Credit Union security interest in protected.

E

5%

Functions as a “trusted advisor” to Apple members by recommending appropriate products and services and counseling on how to improve members’ financial situation.

E

5%

In compliance with Apple Federal Credit Union policy and procedure, accurately completes all required paperwork and data input for new deposit account openings, initiation of other credit union services, and application for membership.

E

5%

Provides basic account information on Loans and Shares products or existing accounts as needed to members.

E

5%

Receives loan payments, checks and cash for deposit into members’ savings and/or checking accounts, verifies amount, and examines checks for proper endorsement, negotiability and inputs information into the computer system via PC.

E

5%

Adheres to Apple FCU Security Policy, CTR and SAR reporting, negotiable items procedures. Refers questionable transactions to immediate supervisor.

E

5%

Provides product and/or service recommendations to members based on thorough needs assessment.

E

5%

Responsible for cross-selling credit union products and services to members. Cross-sells other products as identified through the needs assessment.

E

5%

Provides information to members via face to face or telephone. This information may include, but is not limited to, alternative loan products. For example, rates, terms and collateral requirements.

E

5%

Utilizing the policy and procedure outlined in the Loan Underwriting Guidelines, calculates all key financial ratios’, collateral valuation, and verifies the source data used for these calculations (e.g. Income verification).

N

5%

Inputs comments and records member activity in the Synapsys MRM as needed.

N

5%

Stays abreast of and follows all Apple FCU products, services, policies, and procedures. Meets all internal training requirements for this position, annually.

N

5%

Researches and investigates queries and concerns regarding activity on any member held accounts, services, or products. Ensures member satisfaction by setting expectations for a timely response. Performs adjustments, corrections, or refunds fees within their authority, or seeks approval from proper parties to do so.

N

5%

Identifies opportunities for cross-selling and offers Potential Sales Opportunities (PSO’s) as presented in Synapsys and refers members accordingly.

N

5%

Attends and actively supports external business development and loan sale events.

1.

This position will be assessed against the following performance competencies:
 Challenging Yourself
 Communications
 Serving with Purpose
 Owning It
 Teaming Up

2.

This position will be assessed against annual goals.