What are the responsibilities and job description for the Commercial Credit Analyst position at Apex Bank?
Job description:
Job Description
Commercial Credit Analyst to assist in servicing a portfolio of lending relationships by evaluating business risks, underwriting, and providing credit recommendations. The position will include analyzing complex commercial financials and providing an analysis.
In This Role, You Will Be Expected to:
· Structure, underwrite, and close broadly-syndicated, complex commercial loans
· Review and negotiate loan documentation in consultation with legal counsel
· Manage risk on an ongoing basis by monitoring customer credit worthiness, adherence to loan terms, and general business conditions
· Manage annual reviews and renewals, portfolio reviews, collateral exceptions, borrowing bases, delinquencies, and other reporting
· Analyze complex financials
· Bachelor's Degree required
· Minimum of 3 years of experience in Banking Environment
· Minimum of 5 years of experience underwriting and documenting complex and/or syndicated commercial loans Other Traits And Characteristics
· Previous formalized credit training required
· Demonstrated success structuring complex credits; researching, judging and presenting information verbally and in writing; and creating documentation to support the credit and minimize risk
· Demonstrated leadership experience by providing coaching, skill development, and feedback to team members
· Proficiency using Microsoft Word and Excel
· Proven negotiation skills
· Strong problem solving, acting with urgency, and written and verbal communication skills are required.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) 5% Match
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- On-site gym
- Paid time off
- Referral program
- Vision insurance
Work Location: In person
Salary : $48,150 - $66,683