Payment Reminder Services Rep (Collections)

SWBC is seeking a talented individual to communicate with various financial institutions’ borrowers, through inbound and/or out-bound calling, to negotiate past due payments and resolve delinquent accounts. This role communicates with borrowers diligently, courteously and professionally while maintaining adherence to all federal, state and corporate regulations. Why you'll love this role: This role is a great opportunity to utilize your customer service knowledge with a softer collection approach when speaking to the customers. You will be able to interact with customers by assisting them with their payments. Your customer service skills will directly contribute toward SWBC’s Mission to provide excellent customer service. Essential duties include the following: Through inbound/out-bound calling, collects past due payments and/or payment arrangements to resolve delinquent accounts. Uses sound judgement and follows client and corporate policies to determine suitable collection solutions. Consistently documents conversations clearly and concisely in required collection systems; accurately updates borrower personal information to provide to financial institutions. Accurately processes electronic payments using the ECM/Portal system. Accurately investigates questions, problems or complaints and promptly refers complex situations to the appropriate resources to ensure client and borrower satisfaction. Serious candidates will possess the minimum qualifications: High School Diploma or equivalency. Excellent interpersonal, written and oral communication, problem solving and telephone etiquette skills. Working knowledge of personal computers to include Microsoft Word, Excel and Internet. Call Center experience preferred. Bilingual preferred. Able to prioritize multiple tasks to ensure successful completion of duties. Able to sit for long periods of time. Able to stoop, kneel, and lift 10-20 lbs. of files or other documents. Able to type a minimum of 35 wpm. SWBC offers*: Competitive overall compensation package Work/Life balance Employee engagement activities and recognition awards Years of Service awards Career enhancement and growth opportunities Leadership Academy and Mentor Program Continuing education and career certifications Variety of healthcare coverage options Traditional and Roth 401(k) retirement plans Lucrative Wellness Program *Based upon employee eligibility Additional Information: SWBC is a Substance-Free Workplace and requires pre-employment drug testing. Please note, SWBC does not hire tobacco users as allowed by law. To learn more about SWBC, visit our website at www.SWBC.com. If interested, please click the appropriate apply button. Join Our Team Great People. Great Company. Great Place to Work. SWBC is a diversified financial services company providing insurance, mortgage, and investment services to financial institutions, businesses, and individuals. Headquartered in San Antonio, Texas, SWBC employs 2,400 people nationwide. At SWBC, you are not just an employee number, but a vital team member; each employee stands out and has the ability to make a direct impact at SWBC. We’re looking for the brightest and most creative to help introduce new solutions to new problems identified in the market and improve how our existing solutions can better help our users. SWBC is a big proponent of nurturing the entrepreneurial spirit through mentorship, continuing education, internal career growth opportunities and having a platform to make meaningful changes come to life.