What are the responsibilities and job description for the Personal Banker position at Anstaff Bank?
GENERAL DESCRIPTION OF POSITION
The incumbent is responsible for assisting customers in day to day transactions, maintaining cash drawer, closing bank as necessary and answering telephone in a courteous manner.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Provide excellent customer service at all times. This duty is performed daily.
- Handle deposits, withdrawals, money orders, cashier checks, travelers check, gift cards and credit card advances.
- Maintain customers savings passbooks and Christmas club passbooks.
- Resolves problems or discrepancies concerning customers' accounts.
- Balance and maintain cash drawer.
- Perform opening and closing procedures as assigned.
- Perform end of day recap in absence of Senior Teller.
- Print counter checks and deposit slips for customers.
- Close checking and savings accounts as necessary.
- Transfer funds and keep journal.
- Process night deposits.
- Answer telephone in a courteous manner.
- Accept loan payments.
- Stock desk/teller supplies.
- Comply with all department and company policies and procedures.
- Examine checks deposited and determine proper funds availability based on regulation requirements; complete Hold Notices.
- Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded.
- Balance vault workstation.
- Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.
- Scan, correct, and balance all paper transaction items through the Bank's source capture optimization program and submit for processing through the federal banking system.
- Balance and replenish ATM's as needed.
- Greet customers as they enter the bank and direct to the appropriate employee. Promote the bank's accounts. Make group employee visits and visit business managers.
- Prepare written business proposals and present them to potential business customers.
- Accurately opens and processes demand, savings, and time accounts.
- Utilizes critical thinking and active listening to resolve customer complaints or problems.
- Promote and maintain positive relations with all employees, current customers, and potential customers.
- Represent the bank by serving as member and officer of local organizations, as available.
- Contribute to the fulfillment of department and company objectives and goals.
- Provide excellent customer service at all times, actively looking for ways to strengthen customer relationships by cross selling bank products and services.
- Follow all bank policies and procedures, with regulatory knowledge of deposit-related compliance topics.
- Assist with office functions as needed.
- Responsible for checking bank e-mail and forwarding to appropriate person on a back up basis.
- May be responsible for ordering and maintaining educational supplies and materials for outside use.
Perform any other related duties as required or assigned.
EEO/AA/Disabled/Vet - Anstaff Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, sexual orientation, gender identity, color, origin, sex, age, status as a protected veteran, or status as a qualified individual with disability.