Demo

Underwriter I

Ancorum Credit Union
Bath, ME Full Time
POSTED ON 10/19/2026
AVAILABLE BEFORE 2/15/2027

ESSENTIAL FUNCTIONS:
1. Complete denial packets within the time frame required by compliance.
2. Complete cancellation packets in a timely manner.
3. Scan loan documentation from loan closings to the archives (Synergy & DocuSign)
4. Updating the loan cancellation sheet daily with the In-Progress loans report or requests from
processors. This includes listing the reason why the application is being cancelled (if stated)
for tracking purposes.
5. Assist with loan closings by ensuring information is complete, file maintenance has been
completed, and packets have been put together correctly.
6. Assist Underwriters with entering in approvals, reviewing, and noting documents.
7. Low level approval authority. Outline of what qualifications will be provided by the
Underwriting Manager once authority has been granted.
8. Retrieving loan documents for staff when requested.
9. Completing Real Estate Discharges
10. Keep Totaled Vehicles tracking sheet up to date, follow up with members and staff as needed
and file GAP claims.
11. Back up titles as needed.
12. Verify information is correct in Epysis via daily reports.
13. Actively promote the Credit Union and cross-sell its products and services.
14. Ensure that efforts conform to applicable policies and regulations.
15. Perform other duties and functions as assigned

PERFORMANCE EXPECTATIONS:
1. Maintain a reliable attendance record during scheduled hours.
2. Be proficient with Microsoft Office Suite; especially Excel and Outlook.
3. Able to input data consistently and correctly regarding archiving documentation.
4. Possess excellent oral, writing, organizational skills, and attention to detail.
5. Excellent interpersonal and member service skills.
6. Adhere to departmental and credit union policies and procedures.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee
to successfully perform the essential functions of this job. Reasonable accommodation may be
made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to stand for extended
periods; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The
employee must be able to speak and hear distinctly. Specific vision abilities required by this job
included close vision, color vision, and ability to adjust focus.
The employee is required to stand, sit, and walk; sometimes to climb or balance; stoop, kneel,
crouch, or crawl. The employee must occasionally life and/or move up to 30 seconds.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee
encounters while performing the essential functions of this job. All essential functions are
performed in an office setting. Temperatures in the climate-controlled office may fluctuate. Work
area is sometimes noisy due to multiple member transactions. The noise level in the work
environment is usually moderate. Employee may not be able to easily leave work area unless for a
scheduled break.
MENTAL DEMANDS:
The mental demands for this position include: the need to be alert to member needs, to be
resourceful in solving member and loan processors problems, and to be precise when updating
member accounts. The employee must be able to deal with people effectively under adverse
and/or stressful conditions, occasionally be persuasive, use judgment, and exhibit patience.
NOTE: Job descriptions are not intended and should not be construed to be exhaustive lists of
responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be
accurate reflections of those principal job elements essential for making fair pay decisions about
jobs.
About this Job Description
The statements in this job description are intended to describe the essential functions and
minimum qualifications for this position and are not intended to be an exhaustive list of
responsibilities, duties or skills required. Job descriptions are not intended, nor do they create an
employment contract and are subject to change at any time to accommodate business necessity.
The Credit Union maintains its status as an at-will employer where applicable. In support of
Ancorum CU’s goals employees may perform other duties as assigned and all employees are
expected to:
  • Exemplify our CORE values
  • Promote teamwork and collaboration
  • Provide our members with the highest quality service

This position is responsible for the daily tasks of completing denials,
cancellations, archiving packets and updating tracking sheets. They will
assist the Underwriters with sending DocuSign packets, entering in
approvals, and reviewing loan requests with low level authority.

Salary : $26 - $39

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