Loan Documentation Specialist I, II, or III, Circle

**General Information**

• **Job Title: **
  
  

Loan Quality Review Specialist I, II, or III

• **Location:**
  
  

3033 East 1st Avenue, Denver, CO, 80206

• **Work Schedule: **
  
  

Monday - Friday, 8:00am - 5:00pm

• **Employee Type:**
  
  

Non-Exempt Full-Time

• **Hiring Pay Range: **
  
  

$20.25 - $29.50 per hour (Includes $1.00 per hour Cost of Living Adjustment)

• Loan Quality Review Specialist I - $20.25 - $23.65 per hour
• Loan Quality Review Specialist II - $21.50 - $26.25 per hour
• Loan Quality Review Specialist III - $23.00 - $29.50 per hour
• This position may be eligible to receive an additional $1.00 per hour is approved for the Spanish Communication Assistant Program
• The hiring pay range for this position is commensurate with the level of relevant experience and education.
  
  

ANB Bank has financial strength embodied in $3 billion in assets and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes a difference.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

**Health & Wellness Benefits (Subject to Eligibility Requirements) **

• Minimum 4 Weeks of Paid Time Off (PTO)
• 11 Paid Holidays
• Medical, Dental, and Vision Insurance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts
• Company provided Life, AD&D, and Disability Insurance with supplementation options
• 401(k) plan with discretionary company match and profit sharing
• Discretionary annual bonus and employee referral incentives
• Employee Assistance Program (EAP)
• Education Assistance Program
• Spanish Communication Assistant Program Incentive
• Employee banking products
  
  

**Summary **

• Responsible for reviewing loan files for quality assurance according to the bank's policy and procedures for all loan types from all regions of the bank.
  
  

**Essential Duties and Responsibilities **

• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, Gramm-Leach-Bliley Act (GLBA), as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Maintains thorough understanding and continuing knowledge regarding, regulatory loan compliance, state laws, bank's credit policy, internal procedures, consumer disclosures, including but not limited to, TRID, RESPA, HMDA and any other overlapping areas of compliance related to loan documentation.
• Assist with and act as a reference point to lending staff in their various loan process and system duties.
• Delivers quality of service as defined by department standards.
• Performs quality assurance of all loan files to ensure the loan file meets bank lending policies and procedures as well as regulatory and compliance requirements. This includes reviewing all file documentation for loan files including, but not limited to, applications, credit approval, flood determinations, title commitments and policies, collateral perfection documentation, hazard insurance, business entity documentation and other documents relating to the loan.
• Identifies missing and/or incorrect documentation in loan files and seeks solutions to correct.
• Notifies management of unresolved file issues and makes recommendations for resolution.
• Reviews, documents and works with appropriate bank staff to correct any findings for TRID compliance on all Consumer Mortgage disclosures post-closing.
• Other duties may be assigned.
• Education and/or Experience**
  
  

**Loan Quality Review Specialist I**

• One year of prior banking experience; or equivalent combination of education and experience.
• Basic understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable). Able to meet accuracy, deadline and other goals as set by management.
  
  

**Loan Quality Review Specialist II**

• At least two years of prior banking experience; or equivalent combination of education and experience.
• Proficient understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable) and bank lending policy and procedures.
• Proficient at reviewing loan file documentation for quality assurance for most loan types and working with appropriate staff for any file corrections while meeting customer service standards set by the department.
• Proficient at reviewing TRID disclosures for post close compliance. Consistently meet accuracy, deadline and other goals as set by management.
  
  

**Loan Quality Review Specialist III**

• At least four years of prior quality assurance experience; or equivalent combination of education and experience.
• Advanced understanding of applicable bank regulations (HMDA, RESPA, TRID, Reg B as applicable) and bank lending policy and procedures. This person is able to lead trainings for the department on any topic and act as a resource for other team members.
• Proficient at reviewing loan file documentation for quality assurance for most loan types and working with appropriate staff for any file corrections while meeting customer service standards set by the department.
• Proficient at reviewing TRID disclosures for post close compliance. This person is able to train team members on
• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  
  

**Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran**

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes.

Anticipated Date Of Application Window Closure

08/13/2025 (or until filled)