Individual Operational Underwriter

Job Description
This position is responsible for independently underwriting disability insurance cases, utilizing practical knowledge of company products and underwriting principles.

This is a hybrid role working partially in-office (Cincinnati, OH) and partially from home.

What you do:

• Evaluate and assess insurance risk by analyzing disability plan design, demographics, claims experience, financial data, and applying relevant state and federal regulations.
• Administer underwriting cases to support revenue, persistency, and profitability targets, ensuring alignment with organization growth goals.
• Determine and coordinate the issuance of plans, policies, and premium rates in accordance with established underwriting guidelines and procedures.
• Compile and analyze regular reports on underwriting activities and processing team.
• Serves as a resource to team members and field partners by providing training, guidance, and day-to-day support.
• Contribute to special projects as needed.
• Partner with team leadership to create standardized audit processes.
• As member of a steering committee, partner with both internal and external relationships to help determine the direction of the GSI product line.

What you bring:

• Bachelor's Degree or equivalent combination of education and experience required.
• 1-3 years insurance industry experience required.
• 1-3 years of underwriting experience desired.
• Previous disability product experience desired.

What we offer:

A meaningful mission. Great benefits. A vibrant culture
Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.
At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don’t:

Ameritas Benefits
For your money:
• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance.
• Incentive Program Bonuses.
• Competitive Pay.

For your time:
• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).

For your health and well-being:
• Health Benefits: Medical, Dental, Vision.
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).

For your professional growth:
• Professional development programs.
• Leadership development programs.
• Employee resource groups.
• StrengthsFinder Program.

For your community:
• Matching donations program.
• Paid volunteer time– 8 hours per month.

For your family:
• Generous paid maternity leave and paternity leave.
• Fertility, surrogacy, and adoption assistance.
• Backup child, elder and pet care support.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we’re committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Application Deadline
This position will be open for a minimum of 3 business days or until filled.

This position is not open to individuals who are temporarily authorized to work in the U.S.