What are the responsibilities and job description for the Field Underwriting Consultant position at Amerisure Mutual Insurance Company?
Amerisure creates exceptional value for its partners, policyholders and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. Amerisure is an A.M. Best "A" (excellent) rated company and services mid-sized commercial enterprises focused in construction, manufacturing and healthcare. We are ranked as one of the top 100 Property & Casualty companies in the United States, and have nearly $1 Billion of Direct Written Premium and $1.15 billion in surplus.
We are recruiting for a Field Underwriting Consultant to join our team. This role can sit hybrid in one of our office locations or be remote from most locations in the U.S.
POSITION SUMMARY :
Provides specialized property and casualty underwriting consultation to Amerisure's underwriting teams, ensuring alignment with underwriting strategy, profitability, and premium goals. Leads coaching, training, and quality initiatives to enhance underwriting expertise and decision-making.
RESPONSIBILITIES
- Evaluate and recommend appropriate underwriting decisions across lines of business, exercising a high level of field underwriting authority within the designated specialty.
- Provide coaching and guidance to field underwriters on complex exposures, ensuring alignment with Amerisure's Underwriting Philosophy.
- Conduct field quality audits as required by the established field quality program, identifying areas for improvement and ensuring adherence to underwriting standards.
- Identify opportunities to enhance underwriting quality within the field, collaborating with internal partners to create and implement training and development initiatives.
- Serve as a subject matter expert in underwriting training programs, contributing to the design, development, and execution of training sessions for underwriters.
- Collaborate with industry practices, product development, and risk management teams in the creation and enhancement of new products, forms, and services.
- Collaborate with corporate underwriting team to assess business needs, providing recommendations for enhancements to underwriting controls, risk appetite, and underwriting tools to support the organization's growth and profitability objectives.
- As needed, manage a designated book of business, ensuring underwriting decisions align with company strategy and profitability goals.
- Evaluate and secure facultative reinsurance as needed to mitigate risk and maintain the financial integrity of the organization.
- Act as a key underwriting resource in cross-functional discussions to enhance underwriting processes, automation, and operational efficiencies.
- Utilize underwriting analytics and emerging data sources to enhance risk selection, pricing, and portfolio management.
- Provide insights and recommendations based on underwriting trends, loss experience, and emerging risks to refine underwriting strategies.
REQUIREMENTS :
Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. Amerisure offers a Compensation & Benefits Package that includes competitive base pay, performance-based incentive pay, comprehensive health & welfare benefits, 401(k) savings plan and profit sharing. In addition to generous paid time off programs, we allow our employees flexible and remote work arrangements. If you strive for excellence and are committed to personal and professional growth, Amerisure is looking for you.
Amerisure Insurance provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Amerisure Insurance complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Amerisure Insurance expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Amerisure's employees to perform their job duties may result in discipline up to and including discharge.
