What are the responsibilities and job description for the Member Solutions Advocate position at AmeriCU Credit Union?
Location: 231 Hill Rd, Rome, NY 13341
Salary Range: 21.50/hour to $26.87/hour, actual starting rate will depend on experience
Why AmeriCU?
AmeriCU is more than a credit union—we’re a community. Our mission is to build connections and provide members with the financial tools to live life, dream big, and achieve success. We believe in doing the right thing and supporting our team every step of the way. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
Purpose
Consistent with the credit union mission of building connections and providing our members the right financial services to live life, dream big and achieve financial success, the Member Solution Advocate will:
As a Member Solutions Advocate your primary responsibilities will include:
Benefits
Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits:
Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!
Get to know us more by clicking on the links below. See why YOU should choose AmeriCU!
https://www.americu.org/in-our-community/
https://www.americu.org/why-americu/
Salary Range: 21.50/hour to $26.87/hour, actual starting rate will depend on experience
Why AmeriCU?
AmeriCU is more than a credit union—we’re a community. Our mission is to build connections and provide members with the financial tools to live life, dream big, and achieve success. We believe in doing the right thing and supporting our team every step of the way. For 75 years we have been committed to our members, our employees, and our communities. In 2025, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide!
Purpose
Consistent with the credit union mission of building connections and providing our members the right financial services to live life, dream big and achieve financial success, the Member Solution Advocate will:
- Support the administration and operation of Credit Solutions policies and programs that support and further the strategic goals and objectives of the Credit Union. Work collaboratively to maintain efficient, professional procedures to achieve the daily workflow, in compliance with all regulations and standards.
- The Member Solution Specialist's role is to reduce delinquencies/charge off to the lowest possible percentage of outstanding loans. The Member Solution Specialist must ensure that all assigned delinquent accounts are reviewed and contacted as outlined by the collection schedule to minimize the financial risk to the credit union. All work is subject to review and/or audit on a no-notice basis by the Supervisor, Management, Senior Management and/or Internal/External Auditors.
As a Member Solutions Advocate your primary responsibilities will include:
- Handling several areas of collection assigned to the Loan Workout and Recovery Department
- Contacting and counseling delinquent members via telephone, mail, or email
- Maintaining detailed documentation of all communication and actions taken
- Reviewing and assigning accounts for repossessions
- Reviewing proposals from Credit Counseling agencies
- Maintaining databases and spreadsheets for analysis and tracking
- Recommend accounts for legal action when necessary
- Credit Card or Member Privilege Charge Off Preparation, processing, and reporting
- Reviewing fair share invoices from credit counseling services
- Recommend accounts for charge off
- Contacting members with negative shares or returned checks
- Experience in collections
- Strong communication skills
- Ability to handle multiple tasks
- Knowledge of credit card, mortgage, and member privilege collections
- Proficiency in Microsoft Office Suite
- Demonstrate competence in call fundamentals and effective interviewing skills
- Read and understand a Credit Bureau report
- Knowledge of Credit Union specific products
Benefits
Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits:
Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!
Get to know us more by clicking on the links below. See why YOU should choose AmeriCU!
https://www.americu.org/in-our-community/
https://www.americu.org/why-americu/
Salary : $22 - $27