What are the responsibilities and job description for the Commercial Loan Officer position at AmeriCU Credit Union?
Commercial Loan Officer
Great Relationship Building & Sales Opportunity!
Based in the Watertown Area
Hiring range for this position: $84,073 to $105,091 annually. Actual pay will depend on experience.
Position is Bonus eligible!
Who Are We?
AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $2.7 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2024 we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 27 out of 70!
The Position:
AmeriCU Credit Union is in search of a Commercial Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. You will be responsible to promote and sell Credit Union products and services to potential and existing business members. Work with business owners, Chief Financial Officers or designated advisors in analyzing borrowers’ financial and operating strategies to recommend credit solutions that meet their immediate and long-term capital needs, while following the guidelines established by the AmeriCU Commercial Lending Loan Policy.
As a Commercial Loan Officer your primary responsibilities will be to:
- Maintains ongoing business relationships with current members in order to take advantage of additional cross-selling opportunities and solicit other new business.
- Makes outside sales calls on prospective members to assess needs and describe and sell products and services.
- Serves as a member of the sales team, makes group sales calls where these types of calls will improve the opportunity for new business development.
- Cross-sells, networks, and promotes AmeriCU services to the members of the community and positively represents AmeriCU (i.e. trade & service organizations).
- Requests and evaluates information provided by the business borrower necessary to initiate an underwriting request.
- Manages, maintains and services a loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintains ongoing communication with members to remain current on operating strategies and related capital needs and obtains updated financial information as needed.
Come grow with us!
Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits:
Competitive rates on our Medical, Dental and Vision plans
Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans
Paid Holidays
Paid Time off
Employee Appreciation Events
401(k) Matching after 1 year of employment
Employee Assistance Program
Tuition Reimbursement for Full-time employees after 1 year of employment
Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
Enhanced Short Term Disability – at no cost to you!
Get to know us more by clicking on the links below. See why YOU should choose AmeriCU!
https://www.americu.org/in-our-community/
https://www.americu.org/why-americu/
Salary : $84,073 - $105,091