What are the responsibilities and job description for the Real Estate Analyst position at American National Insurance Company?
External Job Title: Real Estate Analyst
Location: Onsite, League City - Texas (Marina One)
Reports to: Director, Mortgage Loan Investments
We are seeking a Real Estate Analyst to support a $5.5B commercial real estate loan portfolio across multiple U.S. property types. This role blends loan underwriting, origination support, and ongoing portfolio surveillance, offering exposure to complex transactions and senior-level decision making in a fast-paced institutional environment.
What You Will Do:
Our job titles may span more than one career level. The actual base pay is dependent upon many factors, including training, transferable skills, work experience, business needs, and market demands. The base pay is subject to change and may be modified in the future.
American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company's 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.
American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization's values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.
Hiring Practices
The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you're excited about this role, but your past experience doesn't align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.
American National's recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into their account. Learn more about our company, by following us on social media: LinkedIn , Facebook , Instagram
American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.
Location: Onsite, League City - Texas (Marina One)
Reports to: Director, Mortgage Loan Investments
We are seeking a Real Estate Analyst to support a $5.5B commercial real estate loan portfolio across multiple U.S. property types. This role blends loan underwriting, origination support, and ongoing portfolio surveillance, offering exposure to complex transactions and senior-level decision making in a fast-paced institutional environment.
What You Will Do:
- Underwrite and analyze new commercial real estate loan opportunities, including review of operating statements, rent rolls, borrower financials, and collateral data
- Build financial models, perform cash flow, and credit analysis to support loan structuring and recommendations
- Prepare credit memoranda and present analyses for internal approval committees
- Support loan origination efforts by collaborating with brokers, intermediaries, and internal/external stakeholders
- Monitor an assigned loan portfolio, including annual reviews, covenant compliance, and watchlist reporting
- Assist with loan modifications, extensions, and servicing requests requiring risk analysis and underwriting input
- Participate in property inspections and market visits as needed (approximately 10-15% travel)
- Bachelor's degree in Finance, Real Estate, Economics, Business, or related field
- Demonstrated work experience in commercial real estate lending, underwriting, portfolio management, or related finance roles
- Strong proficiency in Excel and Microsoft 365 (Word, PowerPoint, Teams, Outlook)
- Solid understanding of commercial real estate finance and loan structures
- Highly analytical, detail-oriented, and comfortable managing multiple priorities
- Strong written and verbal communication skills
- Experience with ARGUS Enterprise or similar underwriting tools is a plus (not required)
- CFA, CCIM, or MBA a plus but not required
Our job titles may span more than one career level. The actual base pay is dependent upon many factors, including training, transferable skills, work experience, business needs, and market demands. The base pay is subject to change and may be modified in the future.
American National offers eligible employees and their families medical, dental, vision, and basic life insurance. Employees are able to enroll in our company's 401k plan. Employees also receive annually a bank of paid time off and paid holidays. We aspire to see people for what they bring to our corporate culture by supporting an inclusive work environment, including an emphasis on a healthy work-life balance, development opportunities, and a casual dress code.
American National is an established, stable, and successful multi-line insurance corporation that has provided financial strength and a sense of security to employees, customers and business partners since 1905. With focus on our organization's values and cultural richness: Financial Strength, Integrity, Respect, Service and Teamwork (FIRST) and Agility, Collaboration, and Engagement (ACE) we continue to pursue our vision to be a leading provider of financial products and services for current and future generations.
Hiring Practices
The preceding job posting was designed to indicate the general nature and level of work performed by employees assigned to this position. It is not intended to be interpreted as a comprehensive list of all duties, responsibilities, and qualifications. We are dedicated to building a diverse, inclusive, and authentic workplace, so if you're excited about this role, but your past experience doesn't align perfectly with the job qualifications, we still encourage you to apply. You may be just the right candidate for this position or other opportunities at American National.
American National's recruitment policies help us place individuals in a timely and efficient manner. Only the most qualified candidates will be contacted by our recruiting team. Candidates may check the status of their application(s) by logging into their account. Learn more about our company, by following us on social media: LinkedIn , Facebook , Instagram
American National is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, genetic information or any other legally protected categories. American National is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.