What are the responsibilities and job description for the Senior Underwriter position at American Integrity Insurance Company?
About Us:
American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, South Carolina, and North Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.
A Day in the Life:
Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners
insurance and paying claims in a timely manner when our customers suffer a loss - and to do so with Integrity.
Learn more about American Integrity Insurance and our job opportunities at https://careers.aii.com.
- Review complex property inspection reports and communicate decisions with agents.
- Provide definitive responses to agents on inquiries regarding underwriting guidelines, rules, and other correspondence as needed.
- Act as a subject matter expert in all lines of business and assist with training as needed.
- Provide superior underwriting and client service to agents and other company affiliates.
- Analyze technical situations involving rate changes, policy form language interpretation and other matters as needed.
- Assist with system testing.
- Work with claims department in the handling of risk alerts and other policy investigations.
- Review technical inspections including premier home inspections and sinkhole inspections.
- Collaborate with agency management and territory sales managers on new business issuance, underwriting matters and problem solving.
- Assisting the special projects team with the development of underwriting dashboards or others projects as needed.
- Identify trends within an assigned territory and recommend appropriate underwriting, pricing and product action to the leadership team.
Education: Bachelor’s Degree in Business, Insurance, Risk Management or other related field preferred.
Experience: Eight (8) plus years of property and casualty insurance experience preferred.
Licensure: Florida 20-44 license minimum requirement, with a preference towards Florida 2-20 license holders. CPCU preferred or actively seeking CPCU designation.
Skills & Knowledge:
- Excellent client service skills and ability to critically think while utilizing resources to provide solutions.
- Exceptional ability to use risk-based underwriting judgment in the review of new business and renewal underwriting reviews.
- Experience with visiting and training agents on company products, services, and systems.
- Knowledge of underwriting policies, procedures and practices, and state statutes.
- Demonstrated technical expertise and product specific knowledg Must have a strong understanding of the Florida insurance marketplace.
- Demonstrated ability to complete complex underwriting assignments while meeting deadlines and ensuring a high work accuracy.
- Ability to communicate- exceptional listening, speaking and writing skills.