Risk Analyst

About Us:

American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.

A Day in the Life:

Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss – and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities at https://careers.aii.com.

Job Title: Risk Analyst

You'll Report To: SVP of Risk Management 

The Risk Analyst will collaborate with internal staff, vendors, the Office of Insurance Regulation (OIR), and consultants. This person will work on our risk team to research new business opportunities, quantify and communicate existing exposure, and report on these exposures to internal groups, regulators, and other stakeholders. Success in this role will be measured not only by underwriting profit and policy growth, but also contributions to product improvement through innovative ideas. The individual will need strong analytical and communication skills and a curious, creative attitude.

• Organize and model American Integrity’s risk portfolio using the AIR and RMS hurricane models.
• Query and analyze large volumes of data stored in various database formats.
• Analyze and report on loss trends including regular/monthly reports and ad-hoc requests. Analysis should be reported on time and accurately and include summary of findings and recommendations for courses of action.
• Analyze and report on other KPI’s including cancellation/retention/attrition, new business production, new business quality, average annual loss and any other ad-hoc requests. Analysis should be reported on time and accurately and include summary of findings and recommendations for courses of action.
• Portfolio analytics for reinsurance cost.
• Profitability analysis by line, county, and coverage.
• Model blending by region and catastrophe peril
• Independently work on supporting new products and features.
• Live catastrophic event support through reporting, analytics, and other duties as assigned. 

Education: College Degree in Risk Management, Insurance, or other technical degree.

Experience: One (1) to two (2) years of property insurance experience, preferred. Previous experience as a Product Analyst, Risk Analyst, or in Catastrophic Modeling a plus.

Certifications: Successful completion of CPCU, AIR, and/or RMS Certifications, preferred.

Knowledge:

• AIR or RMS experience preferred.
• Analytical techniques and technical communication skills.
• Strong organizational skills, including time management.
• Demonstrated skills or past achievement to obtain desired results.
• SQL, Tableau, R preferred.
• Superior Excel skills required.
• Demonstrated ability to learn additional software applications as required.
• Ability to present ideas and information in a clear, concise manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results. 

Skills:                                 

• Ability to work in a team environment and independently.
• Ability to communicate interpersonally with individuals and groups via telephone and in writing. 
• Ability to communicate effectively with a wide variety of technical / professional / consumer clients. 
• Ability to develop and maintain open and trusting working relationships with clients / agents in order to gather pertinent information.
• Ability to balance timeliness and accuracy.
• Ability to listen and communicate clearly while maintaining proper confidentiality. 
• Strong decision-making and problem solving skills. 
• Ability to innovate regarding methods and approaches to existing and future work processes.
• Ability to be resourceful in information gathering and assess information for the best possible decision. 

Schedule: 8:30-5:30, Monday-Friday. #LI-Onsite

Working Conditions: Normal business office environment. Must be able to remain in a stationary position for periods of time while constantly operating a computer and or other office productivity machinery such as a calculator or telephone.  The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery or communicate with coworkers.

Travel: Minimum, as required.

ADA: The above statements cover what are generally believed to be the principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of job duties. 

American Integrity Insurance Group is an Equal Opportunity Employer.