Comparative Rater Analyst

About Us:

American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 3,000 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.

A Day in the Life:

Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss – and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities at https://careers.aii.com.

Title: Comparative Rater Analyst

You'll Report To: Vice President of Innovation and Data

The Comparative Rater Analyst is responsible for analyzing, validating, and monitoring the data that flows into and out of third-party comparative rating platforms used by the organization. This role serves as a key liaison between underwriting, product, IT, and external comparative rater vendors to ensure rating accuracy, data integrity, and alignment with filed rules, underwriting intent, and carrier strategy.

The Comparative Rater Analyst plays a critical role in identifying discrepancies, investigating rating anomalies, supporting integrations, and improving overall quoting performance for agents.

• Analyze inbound and outbound data exchanged between the company and comparative rater platforms to ensure accuracy, completeness, and consistency with filed rates and underwriting rules. Provide data-driven insights and reporting of findings.
• Validate rating logic, coverage mappings, underwriting questions, and eligibility rules as implemented within comparative raters.
• Investigate and resolve discrepancies between comparative rater quotes and internal rating systems or policy administration systems.
• Work with multiple raters and products to ensure healthy functionality and competitive positioning.
• Foster and maintain cross-functional partnerships with Sales, Underwriting, and Product teams to identify comparative opportunities and support rater implementations, enhancements, and ongoing maintenance.
• Support testing efforts related to new products, rate changes, underwriting updates, and comparative rater vendor releases.
• Develop and maintain strong documentation related to data mappings, rating logic assumptions, known limitations, and issue resolutions.
• Monitor production data and agent feedback to proactively identify trends, errors, or opportunities for improvement in comparative rater performance.
• Assist with root cause analysis for quoting or binding issues impacting agents or internal stakeholders.
• Communicate findings, risks, and recommendations clearly to technical and non-technical audiences.
• Interact professionally and maintain a positive attitude while working with a diverse group of internal stakeholders, vendors, and agent-facing teams.

Education: Bachelor’s Degree or equivalent combination of education and experience.

Experience: A minimum of 3 years of experience in the following areas is required. Such experience could be obtained within a single role or across multiple roles: 

• Working in Property & Casualty insurance with hands-on experience working with comparative raters, rating systems, underwriting systems, and policy administration platforms.
• Leveraging advanced data skills, including querying, extraction, mining, analysis, and visualization.

Skills:

• Strong analytical and problem-solving skills with high attention to detail.
• Experience analyzing rating outputs, data mappings, and system integrations.
• Ability to interpret underwriting rules, rating algorithms, and coverage structures.
• Experience documenting business and technical requirements, data flows, and test scenarios.
• Knowledge of insurance rating engines or comparative rater platforms required; Familiarity with QuoteRUSH strongly preferred.
• Advanced Excel skills, specifically with regards to data visualization, required; Knowledge of Tableau or other data visualization tools preferred.
• Knowledge of data warehouse (SQL) querying, required.
• Proficiency in Microsoft Excel, Word, and PowerPoint.
• Ability to communicate effectively with technical teams, business partners, and external vendors.
• Comfortable working in a fast-paced, priority-shifting environment.

Schedule: 8:30-5:30pm, M-F.  #LI-Onsite

Working Conditions: Normal business office environment.  Must be able to remain in a stationary position for periods of time while constantly operating a computer and or other office productivity machinery such as a calculator or telephone.  The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery or communicate with coworkers.

Travel: Minimum, as required.

ADA: The above statements cover what are generally believed to be the principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of job duties. 

American Integrity Insurance Group is an Equal Opportunity Employer.