Commercial Lines Underwriter

About Us:

American Integrity Insurance (NYSE: AII) is a leading provider of homeowners insurance, proudly serving over 400,000 policyholders across the Southeast. Comprised of more than 300 insurance professionals, most of whom work in our Tampa-area headquarters, and exclusively represented by more than 2,500 independent agents, we offer sound and comprehensive property and dwelling insurance to families throughout Florida, Georgia, and South Carolina. Our organization derives its Strength From IntegrityTM, and we are proud to have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Place to Work in Insurance by Business Insurance Magazine for the past twelve years. We have also rated among the Top Workplaces in the USA by USA Today for the past five years.

A Day in the Life:

Who knew Insurance could be this fun? From company picnics to charity events, no one can ever say American Integrity Insurance doesn't understand the importance of having fun, helping others, or giving back. Our company culture is priceless, and it's built around our six core values: Integrity, Commitment, Teamwork, Humility, Passion, and Fun. As a team working to provide home insurance solutions to our policyholders, together we aim to achieve greater heights each day and celebrate each other's accomplishments along the way. It is our mission to continue providing reliable, customer-centric homeowners insurance and paying claims in a timely manner when our customers suffer a loss – and to do so with Integrity.

Learn more about American Integrity Insurance and our job opportunities at https://careers.aii.com.

The Commercial Lines Underwriter is responsible for evaluating and examining market data, including appraisals, inspections, catastrophe models, and other relevant information in furtherance of underwriting new business applications, assumptions and renewals for commercial residential property products.  A key part of the commercial lines team, the Commercial Lines Underwriter will serve as the company representative to independent agents, providing best-in-class service to our partners and representing the core values of American Integrity. He/she will collaborate effectively with the Product, Pricing, Risk, and Underwriting teams to review, analyze, and make data-driven decisions regarding the products, rates, and forms associated with residential commercial property products. 

• Solicit, underwrite, and price new and renewal commercial residential property business congruent with American Integrity’s company underwriting philosophy, established coverage parameters, and written or verbal procedures and guidelines.
• Provide superior underwriting and client services to agents and other company affiliates, and is a strong representative of American Integrity.
• Review technical inspections, appraisals and other data relevant to the risk profile, analyzing for risk appetite, profitability, and overall portfolio characteristics to ensure a financially sound product.
• Serve as the company representative to commercial agents, fostering relationships with new partners and identifying new business opportunities.
• Work with external partners, identify trends and recommend appropriate underwriting, pricing, and product action to the leadership team.
• Serve as a subject matter expert on commercial residential property and assist with training as needed.

Education: Bachelor’s Degree or equivalent combination of education and experience. Preference for degree in Business, Insurance, Risk Management, Actuarial Science or other related field.

Experience: 3-5 years’ experience in Commercial Residential Property Insurance experience preferred. Preferred candidate will possess excellent computer skills working with queries, workbooks, data warehouse knowledge, etc.

Knowledge, Skills, and Certifications:

• Florida 2-20 General Lines Insurance License required.
• Professional Insurance Designations such as CPCU, CIC, AAI, desired.
• Expert knowledge of commercial lines products and underwriting processes and analytics.
• Strong knowledge of insurance and reinsurance structure.
• Expert communication skills, with the ability to clearly and concisely explain advanced insurance concepts, coverages, and other details to both internal and external stakeholders.
• Humble, and possessing an intellectual curiosity.
• Experience in communicating with varied organizational tiers and customer types.
• Exceptional analytical and problem-solving skills.
• Presentation skills including delivery to varied organizational tiers.
• Ability to work in a team environment with multiple team members.
• Flexibility to work in a fast-paced, priority-shifting environment.
• Advanced user – Microsoft Excel
• Demonstrated ability to learn additional software applications as required, and significant previous experience utilizing a policy and claims administration system and Salesforce.
• Ability to present ideas and information in a clear, concise, organized and diplomatic manner; gather information from multiple parties to ensure all perspectives are heard and considered; listen to others to respond effectively to ideas, thoughts and questions; express information and ideas effectively in settings including aligned or un-aligned feedback to obtain desired results.

Working Conditions: Normal business office environment.  Must be able to remain in a stationary position for periods of time while constantly operating a computer and or other office productivity machinery such as a calculator or telephone.  The person in this position needs to occasionally move about inside the office to access file cabinets, office machinery or communicate with coworkers. #LI-On-site

Travel: Minimum, as required.

ADA: The above statements cover what are generally believed to be the principal and essential functions of this job.  Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of job duties.  

American Integrity Insurance Group is an Equal Opportunity Employer