What are the responsibilities and job description for the BSA AML LOSS PREVENTION SPECIALIST position at America's Credit Union?
For over 70 years, ACU has been doing things differently. We believe in putting financial success within reach for everyone, ensuring that communities grow stronger together. Discover why credit unions are the better way. Leave the bankers behind and join ACU, where you’ll experience the difference firsthand. We’re looking for driven individuals like you - ready to thrive in an environment where your skills and ambitions matter. This isn’t just a job posting; it’s your opportunity to shape your future with an organization that puts people first.
What You Will Do:
- Review and process fraud and non-fraud disputes in compliance with regulations
- Partner with members, branches, and merchants to resolve transaction concerns
- Monitor account activity and investigate alerts to detect and prevent fraud
- Review BSA/AML alerts and take appropriate action, including escalation when needed
- Prepare required regulatory reports, including SARs and CTRs
- Conduct due diligence reviews (CDD/EDD) and review potential OFAC matches
- Monitor daily reports to identify suspicious or unusual activity
- Track fraud trends, losses, and prevention efforts
- Support investigations and assist with legal or law enforcement requests
- Maintain accurate documentation and case records
- Assist with internal reporting and ensure data accuracy across systems
- Stay compliant with all laws, regulations, and internal policies
- Provide support across the BSA & Fraud team as needed
The Hours:
Monday - Friday: 09:00 am - 5:30pm
The Pay Range:
$24.94 - $42.40 per hour
Our compensation structure is designed to accommodate candidates with diverse levels of expertise and experience, offering opportunities for growth over time. The target hiring range for this role is $24.94 - $29.93
What We Offer:
- Generous PTO (Paid Time Off)
- 11 Paid holidays
- Paid Bereavement Leave
- Paid Jury Duty leave
- Training and advancement opportunities
- 401k with match up to 6%
- Mortgage discounts
- Paid volunteering at ACU sponsored events
- Bonus opportunities
- Company paid long term disability and life insurance
- Full Medical, Vision and Dental benefits
- Annual employee event for all staff and their families
- Employee Assistant Program (EAP)
- and more!
What You'll Bring:
- High school diploma or equivalent (GED)
- Three years of experience working in a financial institution or related field
- Knowledge of BSA, Reg C, Reg E, Reg Z, and Visa rules and regulations
- Prior fraud/loss prevention experience
Join Our Crew:
401k with up to 6% Match! We're invested in your financial well-being, offering a substantial match to your contributions.
Comprehensive health coverage! Enjoy top-tier medical, dental, and vision benefits that prioritize your well-being.
Vibrant employee culture! Experience a workplace where positive vibes and strong connections define our atmosphere.
Ready to shape your financial career with an organization that values you? We're excited to meet you! Apply now and let's build a brighter financial future together.
As an Equal Opportunity Employer, we hire and retain the best-qualified people without regard to marital status, race, religion, color, national origin, disability, age, or any other characteristic protected by law.
Principals only. Recruiters, please don't contact this job poster. Do not contact us with unsolicited services or offers.
Salary : $25 - $42