BSA Analyst

Company Overview

America's Christian Credit Union (ACCU) is a distinguished credit union dedicated to empowering individuals and ministries through innovative financial solutions. Our mission is rooted in faith and community service, reinvesting every dollar to support churches, ministries, and members in reaching their spiritual and financial goals. Join us in making a meaningful impact while fostering financial growth.'
Summary

Under supervision and in collaboration with others, the BSA Analyst supports the identification and mitigation of money laundering risks. The BSA Analyst assists the BSA Officer in enforcing and managing risks related to BSA/AML, the FCRA Red Flags Program, and other applicable regulations.
Responsibilities

' Monitor and analyze transactions to identify suspicious activity in accordance with Bank Secrecy Act regulations.

• Establish enforcement of BSA/AML regulations across the credit union through Quality Assurance and education of all department staff.
• Use Verafin, along with internal reports, logs, and transactional data, to identify and investigate suspicious member activity, including kiting, structuring of cash deposits, and fraudulent transactions, and escalate findings for further AML review when necessary.
• Supports the compliance of the Fair Credit Reporting Act in the identification and mitigation of the FCRA Red Flags.
• Supports Quality Assurance in Currency Transaction Reports (CTRs) & collaborates with Share Branching Partners for CTR filing status.
• Executes specialized departmental initiatives as assigned, including identifying emerging fraud trends, ensuring compliance with FCRA red flag requirements, and developing targeted risk mitigation strategies.
• Expert in Bank Secrecy Act and all related anti-money laundering and OFAC regulations.
• Conduct in-depth reviews of high-risk customers and complex transactions.
• Other duties as assigned

Qualifications

• ACAMs Certification preferred (but not required)
• 2- 5 years of experience within a bank or credit union required.
• Strong analytical, problem-solving solving and organizational skills.
• Ability to identify gaps and/or risk exposure in credit union controls.
• Ability to multitask and meet deadlines.
• Strong written and verbal communication skills
• Ability to maintain confidentiality.
• Proficient computer knowledge, with experience in Microsoft Word, SharePoint, and Excel

Pay Scale

Our pay ranges are built to allow for candidates with various levels of skills and experience to be considered, as well as to allow room for growth and tenure achieved in this role over time. Typically, new-hire salary offers fall within the minimum to midpoint of a pay range for many candidates. Any offer extended to a candidate will be based upon their unique set of knowledge, skills, education, and experience, as well as internal equity.

Job Type: Full-time

Pay: $29.22 - $43.83 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Work Location: Hybrid remote in Glendora, CA 91740

Salary : $29 - $44