Senior Credit Underwriter

Job Purpose: Ensures most effective credit limit service in terms of quality of decision, turnaround time and communication toward customers. Attracts new customers/prospects by quality of service and underwriting decisions and builds a trustee relationship with customers, to improve customer portfolio profitability

Key Responsibilities:

• Decide credit limit requests consistently, within response  time  delays included in Risk Business Model by assessing buyer with all information available in IRP and his/her own market knowledge.
• Responsible of a dedicated customers portfolio, steering it and providing a pro-active service level, according to PH classification by regularly meeting customers and broker and by organizing telephone conferences.
• Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
• Takes responsibility in projects and initiatives supporting RBM and IRP related matters.
• Builds relationships with other core functions.

Key Requirements:

• Bachelor’s degree in economics, finance or related discipline.
• Advanced degree, MBA or MS Finance preferred.
• 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheet packages
• Market knowledge in dedicated business industries.
• Strong business expertise and business/finance assessment skills.
• In depth knowledge and experience in Allianz Trade Underwriting; demonstrated commercial awareness
• Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
  • (Generative) Artificial Intelligence or GenAI or AI
  • Data Analysis
  • (Microsoft) Copilot
  • ChatGPT

Total compensation range:

$105,000 - $115,000

Placement within the range provided above is based on the individual’s relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.

Benefits:

We value your goals and needs, at work and in life. As an associate, you’ll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.

Featured employee benefits to enrich your life:

· Competitive compensation

· Annual bonus eligibility and/or commission structure opportunities

· 401(k) discretionary match of up to 6%

· Flexible work schedules

· Health and wellness benefits

· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off

· Tuition Reimbursement

· Family care resources, including fertility and adoption benefits

Learn more about our benefits here: 

https://rcmd-connect.com/allianztrade/

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109565 | Underwriting | Professional | Non-Executive | Allianz Trade | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. 

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. 

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. 

Join us. Let's care for tomorrow.

Salary : $105,000 - $115,000