What are the responsibilities and job description for the Commercial Underwriter position at Alliance Laundry System?
Overview:
Standard and Physical Requirements:
Alliance Team Members Demonstrate DRIVE:
The Commercial Financial Analyst role will provide financial and credit analysis on loan applications for the purchase of commercial laundry equipment for the use in coin, multi-housing and on-premise Laundromats in an assigned region of the country.
Responsibilities:
- Build strong business relationships with distributor finance employees and sales representatives through training and educating on Alliance Laundry System’s finance program and opportunities.
- Following established guidelines, receive and review loan applications and associated documentation to ensure thoroughness and accuracy.
- Analyze credit reports and associated documentation and set terms according to company guidelines.
- Maintain acceptable response times for applications submitted for pre-qualification or credit decision.
- Prepare loan documentation for customers.
- Prepare loan closing and funding, per company guidelines.
- Provides reporting on an as needed basis for the Manager, US Underwriting.
- Maintains the security and confidentiality of client credit information and upholds the integrity of Alliance Laundry Systems finance programs.
Education and Experience:
- Bachelor’s degree in Accounting or Finance is required
- Minimum of 1-3 years’ experience within a financial institution or a corporate financial services department.
Skills and Abilities:
- General knowledge of financial statements and credit reporting; able to analyze these items to determine credit risk.
- Interpersonal skills with the ability to communicate a decision clearly across all lines of the business.
- Proficient in MS Office products with a strong working knowledge of Excel. Motivated and able to learn new software quickly. Experience working with a CRM database is a plus.
- Self-motivated to complete work assignments; able to independently plan, prioritize and carry out simultaneous projects and meet deadlines.
- Knowledge of Spanish, Korean, or other foreign language is a plus.
Standard and Physical Requirements:
- Position involves sitting long periods, standing, manual dexterity, stooping, bending and minimal lifting.
Alliance Team Members Demonstrate DRIVE:
- Dedicated: Follows through on commitments. Strong say/do.
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Respectful: Acts with integrity and values diverse perspective.
- Innovative: Always looking for a better way; leads change.
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Versatile: Adapts quickly to changing circumstances. Demonstrates agility.
- Engaged: Acts like an owner. Wants to create and grow a business which is tightly aligned with market needs.