*This position is located in Panama City Beach, FL. or Santa Rosa Beach, FL.*

Commercial Lender

Build lasting business relationships and grow a high-quality commercial portfolios.

Position Overview

We are seeking a Commercial Lender to drive commercial loan, deposit, fee income, and treasury management growth within an assigned market. This role develops and maintains strong relationships with business members, prospects, and community partners while managing credit quality and adhering to established policies, procedures, and regulatory requirements.

The Commercial Lender also represents the credit union at community and civic events and partners across the organization to deliver comprehensive financial solutions.

Key Responsibilities

• Develop and grow a commercial portfolio encompassing commercial loans, deposits, fee income, and treasury management products.
• Manage portfolio performance to meet or exceed assigned production and sales goals.
• Analyze business financial information and recommend comprehensive solutions tailored to member needs.
• Expand relationships with existing members and identify additional opportunities within the market.
• Build centers-of-influence relationships with professionals such as CPAs, attorneys, and real estate professionals.
• Manage collection and resolution activities for underperforming loans and complete annual reviews of the existing loan portfolio.
• Train and collaborate with market branch staff on commercial products, services, and business-member needs.
• Refer appropriate consumer and mortgage opportunities to other credit union departments.
• Represent the credit union through volunteer, business-development, community, and civic activities.
• Maintain high standards of professional conduct, appearance, ethics, and member service.
• Follow applicable policies, procedures, and regulations to safeguard credit union assets.
• Perform other duties necessary to promote the credit union and serve its members.

Qualifications

Experience

• Five years of commercial lending experience preferred.
• Business development or outbound sales calling experience preferred.

Education

• Bachelor’s degree in a business discipline such as Management, Economics, or Finance.
• Commercial lending certification or training preferred.

Knowledge and Skills

• Knowledge of banking products and services, with an emphasis on commercial banking products.
• Ability to analyze business financial information and develop appropriate financial solutions.
• Self-motivation and a demonstrated ability to achieve performance and sales goals.
• Effective time-management skills and the ability to manage multiple priorities efficiently.
• Knowledge of BSA/OFAC compliance requirements, including the ability to assist members with related questions and complete annual training.

Interpersonal Skills

• Strong oral and written communication skills.
• Ability to collaborate across departments to accomplish shared goals.
• Commitment to maintaining a positive image within the community.
• Creative problem-solving skills focused on meeting member needs.
• Careful attention to detail.

Why Join Us?

We are committed to fostering a workplace culture that exemplifies our values: Sparkle—embracing Smiling, Passionate, Accountable, Resilient, Kind, a Listener, and Empathetic. This is an exciting opportunity to make a significant impact within our Credit Union, shaping the future of commercial lending and services while enhancing the financial well-being of our members.

Commitment to Equal Opportunity

All In Credit Union is an Equal Opportunity Employer. We are dedicated to fostering an inclusive, member-focused environment. We fully accommodate employees with disabilities while ensuring exceptional service. We are proud to be an Equal Opportunity Employer of Females, Minorities, Veterans, and Disabled individuals, and we maintain a drug-free workplace.

Ready to Make a Difference?

If you’re ready to lead with integrity, inspire a team, and make a positive impact in our members’ lives, apply to join us today!