Claims Adjuster

Job Announcement: Claims Adjuster

Company: Alabama Municipal Insurance Corporation

Location: Montgomery, AL (On-Site)

Company Description

Alabama Municipal Insurance Corporation (AMIC) is a leading provider of insurance services and risk management solutions for municipalities throughout Alabama. We are committed to supporting and strengthening the communities we serve through exceptional service and expertise.

Role Description

Alabama Municipal Insurance Corporation is seeking a full-time, on-site Multi-Line Claims Adjuster to join our team in Montgomery, Alabama.

The ideal candidate will possess excellent written and verbal communication skills, professionalism, strong interpersonal abilities, a business-minded and career-oriented approach, and the ability to work independently while effectively managing multiple claims with varying priorities.

Key Responsibilities:

• Review claim forms, insurance policies, and related documents to determine coverage.
• Initiate prompt contact with insureds, claimants, and attorneys.
• Conduct investigations through interviews, telephone communications, and correspondence with insureds, claimants, and witnesses.
• Inspect property damage and accident scenes to evaluate liability and damages, utilizing investigative methods appropriate to the type of claim.
• Estimates costs associated with repairs, replacements, or compensation.
• Prepare reports of findings and negotiate settlements with insureds, claimants, or claimant attorneys.
• Attends mediation/litigation hearings, only as required.
• Analyze potential liability exposure and adjust claim reserves as appropriate.Assists in preparing loss experience reports.
• Monitor and coordinate with defense counsel on assigned cases.
• Notifies re-insurers on claims as required per reporting criteria.
• Communicate with other internal departments when necessary.

Qualifications:

• Experience in claims handling and insurance-related functions.
• Strong analytical, investigative, and problem-solving skills.
• Excellent communication, negotiation, and interpersonal abilities.
• High level of attention to detail and accuracy in documentation.
• Ability to manage multiple claims independently while maintaining priorities and deadlines.
• Associate degree (A.A.) from a two-year college or technical school; or six months to one year of related experience and/or training; or an equivalent combination of education and experience.
• Property and Casualty Adjuster training and continuing education preferred.

Benefits:

• Participation in the Alabama Employees' Retirement System (RSA)
• Paid holidays
• Paid annual leave, sick leave, bereavement, and maternity/paternity leave
• Employer-paid health insurance coverage through Blue Cross Blue Shield
• Medical Reimbursement Account
• Long-Term Disability Insurance (eligible after 90 days)
• Term Life Insurance (eligible after 90 days)
• Workers' Compensation

Pay: $49,792.00 - $74,687.00 per year

Benefits:

• Dental insurance
• Family leave
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Retirement plan

Application Question(s):

• Are you willing to take a drug test, in accordance with local law/regulations?

• Are you willing to undergo a background check, in accordance with local law/regulations?
• Do you have any Insurance Claims experience?

Experience:

• insurance industry: 1 year (Required)

Ability to Commute:

• Montgomery, AL 36104 (Required)

Work Location: In person

Salary : $49,792 - $74,687