What are the responsibilities and job description for the Commercial Banker - Prescott, AZ position at Adams Bank and Trust?
Seeking a seasoned Commercial banking expert who is currently engaged and developing the Prescott Valley market.
The ideal candidate is plugged-in and actively involved in the Prescott Community and will bring extensive commercial banking experience along with a successful track record of developing and closing business. If you're a dynamic Commercial Lender with a passion for finance and community, we would like to connect!
Signing Bonus May Apply
This position would be responsible for servicing the Prescott, AZ area and surrounding markets. Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored.
This position also requires the ability to work independently, manage workflows, and meet deadlines as expected. Flexibility to travel as needed to meet with customers and develop business where necessary.
- Develops new business.
- Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate.
- May maintain a portfolio of existing customers and maximize relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal.
- Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files.
- Actively involved in community activities that promote Bank and/or assist with business development.
See job description for further details.
Salary : $105,000 - $155,000