Senior Compliance Specialis

At AD Mortgage, we’ve been helping clients achieve their homeownership dreams for over 20 years — and we couldn’t do it without our team. With more than 400 passionate professionals, and growing, we’ve built a culture rooted in collaboration, continuous growth, and shared success.

Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.

The Role: Ownership and Strategic Impact

We are seeking a highly motivated, self-sufficient Senior Compliance Specialist to serve as the subject matter expert and primary operational owner of AD Mortgage’s multi-state licensing and regulatory infrastructure.

You will be responsible for overseeing centralized mortgage disclosure processes and ensuring compliance with all applicable regulatory requirements. This role requires deep expertise in mortgage compliance regulations such as TRID, and general banking laws. The Senior Compliance Specialist provides leadership in audit support, process improvement, and collaboration across departments to maintain high standards of regulatory adherence and operational excellence.

Key Responsibilities

1. State Licensing and NMLS Management

• Own the Regulatory Life Cycle: Serve as the sole point of contact and subject matter expert for all company and Loan Officer (LO) licensing processes via the NMLS (Nationwide Multistate Licensing System).
• Enable Business Expansion: Manage all initial license applications, annual renewals, and maintenance requirements across all jurisdictions to ensure business continuity and market growth.
• Auditing and Remediation: Proactively audit the existing licensing portfolio and internal data for compliance gaps, implementing immediate corrective action to mitigate regulatory risk.
• Regulatory Communication: Serve as the liaison for all NMLS, state regulatory bodies, and government agencies regarding licensing status and compliance documentation.

2. Risk Oversight and Regulatory Support

• Provide expertise and support on key federal compliance areas, including TRID (TILA/RESPA Integrated Disclosure) and LO Compensation rules, to guide cross-functional teams.
• Monitor new and changing state and federal mortgage regulations, translating complex legal text into actionable internal policy updates.
• Assist with the coordination and preparation for regulatory examinations and internal audits, providing comprehensive analysis of disclosure and record-keeping practices.
• Identify, escalate, and propose solutions for potential compliance risks, ensuring proactive defense against regulatory violations.

Qualifications and Expertise

Must-Haves

• Experience: Minimum of 3 years of dedicated, hands-on experience in a mortgage compliance or regulatory operations function.
• Core Expertise: Proven, in-depth proficiency and ownership of the NMLS and State Licensing process (both Company and Individual LO licenses).
• Work Style: Demonstrated history as a self-starter who thrives in high-autonomy roles, capable of building and standardizing processes without daily supervision.
• Bachelor’s degree in Finance, Economics, or a related field.

Nice-to-Haves

• Direct experience with TRID disclosure requirements and/or Loan Officer Compensation rules.
• Experience in the Non-QM or Wholesale lending channels.

What We Offer | Career and Culture

• Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
• Growth Path: Defined paid training and clear pathways for career development within the Administrative or Operations teams.
• Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).

Join Us: explore our social media to get a sense of our rich corporate culture.

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This is more than a compliance role — it is an ownership role. You will be the single most critical specialist enabling the company's ability to operate and expand.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Apply now to join the team at AD Mortgage!