What are the responsibilities and job description for the Associate Underwriter position at Acturion Group?
Acturion is seeking an Associate Underwriter to support the assessment and decision-making process for life insurance applications for its growing US life and annuity insurance business. This is an ideal role for someone early in their underwriting career who is detail-oriented, analytical, and eager to develop deep expertise in life underwriting.
- Review life insurance applications and supporting documents for completeness and accuracy.
- Perform initial risk assessments using established underwriting guidelines.
- Evaluate basic medical records, prescription histories, lifestyle information, and financial data with support from senior underwriters.
- Identify missing or unclear information and communicate with agents, distributors, or internal teams to obtain follow-up details.
- Apply underwriting rules and decision frameworks to recommend approval, modification, or referral.
- Support senior underwriters in analyzing more complex cases and preparing files for final decisions.
- Maintain accurate case documentation within the underwriting and administration systems.
- Participate in underwriting training programs covering medical terminology, mortality risk factors, regulatory considerations, and product knowledge.
- 0-3 years of experience in life insurance underwriting, underwriting support, claims, financial services, or related fields.
- Strong attention to detail and an analytical, structured approach to reviewing information.
- Strong written and verbal communication skills.
- Ability to learn underwriting guidelines, medical concepts, and industry tools.
- Comfortable using digital platforms and administrative systems.
- Organized, dependable, and able to manage multiple cases simultaneously.
- A clear progression path into the life insurance industry.
- Hands-on mentorship from experienced underwriting professionals.
- Exposure to modern underwriting tools, data sources, and decision-support engines.
- Opportunities to contribute to new products and underwriting process development as the company grows.
- Competitive compensation and benefits package.
If you’re motivated, detail-driven, and excited to build a career in underwriting, we would be happy to hear from you.