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Underwriting Technician

ACS Auto Club Services, Inc.
Fremont, MI Full Time
POSTED ON 12/4/2025 CLOSED ON 12/18/2025

What are the responsibilities and job description for the Underwriting Technician position at ACS Auto Club Services, Inc.?

It’s a great time to join AAA The Auto Club Group! JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD Job Type: Full time Exempt/Non Exempt: Hourly Job Description: Job Description *Training will be conducted in the Fremont office during the 1st week. After the 1st week of training, the employee can participate in a remote/hybrid work schedule unless management requests in office meetings. Underwriting Technician – The Auto Club Group/Fremont Insurance What you will do: Performs various risk analysis and support activities relating to either life or property/casualty or commercial insurance underwriting functions based on area of assignment. Reviews insurance policies to ensure rating accuracy and completion and corrects policies within established limits. Prepares correspondence and reports. Maintains records and files. Reviews life/property/casualty/commercial insurance applications for rating accuracy and completeness. Verifies selected criteria for property/casualty or commercial insurance cancellation status or reviews conditionally issued life policies for accurate and complete input before files are released into master record. Verifies that any missing requirements have been waived and that all life insurance policies being mailed have underwriting approval on file. Completes policy endorsement forms for additions or changes to property/casualty/commercial insurance policies or verifies that life insurance underwriter's instructions regarding premium class (standard, substandard) and exclusion of benefits applied for have been properly input into computer system. Maintains a variety of charts, letters and forms according to established procedures. May be required to review reports for discrepancies and correct errors. Types and develops graphs, reports, correspondence and form letters for additional information, records in diary and follows up according to established procedures. Maintains computer and manual diaries for underwriting action according to established procedures and assists in developing monthly reports. Supervisory Responsibilities: None How you will benefit: Our Underwriting Technician will earn a competitive rate of $17.26 - $20.83 per hour with annual bonus potential based on performance. Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include: 401k Match Medical Dental Vision PTO Paid Holidays Tuition Reimbursement We’re looking for candidates who: Required Qualifications (these are the minimum requirements to qualify) Education (include minimum education and any licensing/certifications): High School diploma or equivalent 35 wpm accurate typing Experience: PC software applications preparing business documents analyzing written directions and determining appropriate action problem solving Knowledge and Skills: underwriting policies, practices and procedures property/casualty/commercial insurance terminology communicate effectively with others perform basic math calculations review policies to ensure rating accuracy/completion and corrects policies within established limits organize, file and assemble documents work within a team environment present information in a clear concise manner track and log daily activities For Life Insurance Postings also include: Experience: CRT experience with life insurance transactions direct mail marketing processing Knowledge and Skills: life insurance documents (policy print forms, schedule of benefits) life insurance terminology and products life policy delivery requirement forms direct mail product entering and balancing journal entries organizing and maintaining records Preferred Qualifications College level coursework in Business Administration or a related field. Experience in the application of underwriting policies, practices and procedures. IMS/POS experience with insurance transactions. CPCU, IIA, LOMA or other insurance-related coursework. Knowledge of company property/casualty/commercial insurance products and processing procedures. Work Environment This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy. #LI-Hybrid Who We Are Become a part of something bigger. The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14 million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America. By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance. And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other. We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger. To learn more about AAA The Auto Club Group visit www.aaa.com Important Note: ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level. The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements. The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status. Regular and reliable attendance is essential for the function of this job. AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position. The Auto Club Group (ACG) provides membership, travel, insurance and financial services offerings to approximately 13 million members and customers across 14 states and 2 U.S. territories through the AAA, Meemic and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

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