BSA FCI Analyst I

Summary

The BSA Financial Crimes Investigation Analyst I is responsible for the ongoing review of system-generated transaction monitoring reports and investigating situations involving unusual or suspicious activity of non-complex transactions. This position will also conduct the back-office processing for completion of Currency Transaction Reports (CTRs). Additionally, the BSA Financial Crimes Investigation Analyst I will review, maintain, and update data in other areas of compliance related to the BSA (Bank Secrecy Act) and other AML (anti-money laundering) laws and regulations.

Responsibilities

• Analyze currency transaction data and complete CTRs electronically.
• Manage, complete, and maintain the annual CTR exempt review.
• Meet daily CTR filing deadlines.
• Meet high volume of alert review deadlines.
• Investigate accounts and make recommendations to either clear or to further investigate.
• Make sound subjective decisions when suspicious activity is detected and document decisions accurately.
• Actively participate in career development, 1:1's, department meetings and complete other specified duties related to BSA compliance as may be assigned.
• Attend BSA/AML compliance training sessions to maintain current knowledge of industry best practices, laws, regulations, policies, and procedures applicable to BSA/AML/CFT.
• Maintain a 90% or higher Quality Control score each month.
• Conduct all duties in compliance with applicable laws, regulations, and bank policies and procedures.
• Contact branch associates and other business units for clarification of client activity, as needed, while maintaining client information in complete confidence.
• Make sound, risk-based conclusions and recommendations to clear activity or conduct additional monitoring.
• Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
• Other specified duties as assigned.

Skills

• Ability to be adaptable and flexible while responding to deadlines on assignments and workflow fluctuations in a multi-task, high-volume environment.
• Ability to establish working relationships with branch associates and other business units as well as maintain effective working relationships externally.
• Ability to handle confidential information in a mature and professional manner.
• Excellent interpersonal, oral, and written communication skills.
• Excellent time management skills with the ability to work both independently and as a member of a team.
• Focus, attention to detail, problem-solving skills, and a strong attitude in favor of high-quality work.
• Proficiency in Microsoft Office 365 and Copilot required.
• Self-motivated and results oriented.
• Strong organizational skills.

Education & Experience

• High school diploma with two to three years of overall banking experience, required. Experience in account opening or transaction processing, preferred.
• One year of investigation experience in BSA/AML compliance, preferred.
• Good understanding of banking or financial business operations and systems.
• Ability to handle confidential information in a mature and professional manner.

Physical Requirements

The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required. Position requires lifting and/or the exerting of up to 10 pounds of force.

Benefits

Fulltime associates are eligible for our benefits package:

• Medical
• Dental
• Vision
• 401(k) plan
• Company paid life insurance
• Short and Long-term disability insurance
• Company paid vacation, paid leave and holidays

This position will remain open until a qualified applicant is hired.