What are the responsibilities and job description for the Loan Officer position at Absolute Home Mortgage Corp.?
Company Description
Absolute Home Mortgage Corporation (AHMC), based in Fairfield, NJ, is dedicated to providing exceptional mortgage banking services to new home buyers and existing homeowners. With over 15 years of success, AHMC has refined the lending process to offer personalized solutions that cater to the specific needs of individuals, even in challenging financial situations. AHMC holds an A rating from the Better Business Bureau and is a proud member of the Mortgage Bankers Association, ensuring compliance, education, and quality mortgage loan services. By prioritizing client satisfaction and ensuring a tangible financial benefit for borrowers, the company strives to simplify home-buying and refinancing experiences. AHMC remains committed to affordability, integrity, and helping customers achieve their dreams of homeownership.
Role Description
This is a full-time Loan Officer role offered as a hybrid position based in Newark, NJ, with both office-based and remote work flexibility. In this position, the Loan Officer will establish and maintain relationships with clients, evaluate financial profiles, assist with mortgage applications, and recommend loan products to meet clients' needs. The Loan Officer will also be responsible for guiding clients through the lending process, evaluating financial documents, ensuring compliance with regulatory guidelines, and maintaining excellent customer service standards.
Qualifications
- Strong understanding of mortgage products, loan structures, and current lending regulations.
- Proven sales, negotiation, and customer relationship management skills.
- Ability to analyze financial statements, credit reports, and other relevant documentation to evaluate client eligibility.
- Excellent communication, organizational, and multitasking skills.
- Proficient in utilizing CRM tools and loan origination systems (LOS).
- Licensed Loan Officer preferred (NMLS ID) or willingness to obtain relevant certification.
- Self-motivated, goal-oriented, and able to work independently as well as collaboratively in a hybrid work environment.
- 1-3 years of experience in mortgage lending, financial services, or a related field is a plus.