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Commercial Auto Product Manager

AAA Auto Club Enterprises
Costa Mesa, CA Full Time
POSTED ON 7/12/2026 CLOSED ON 8/11/2026

What are the responsibilities and job description for the Commercial Auto Product Manager position at AAA Auto Club Enterprises?

We are seeking a Commercial Auto Product Manager to lead the strategy, development, and launch of future-focused commercial auto insurance products addressing emerging mobility models, including rideshare, last-mile delivery, commercial fleets, and autonomous vehicles. This position is designed to build from the ground up—shaping our long-term commercial auto strategy. The ideal candidate is a market shaper, someone who can translate emerging mobility trends into insurable products, new coverage constructs, and scalable partnerships.

Why You’ll Thrive Here

Future‑Focused Impact

Design future‑ready products that anticipate shifts in commercial mobility—fleets, telematics, autonomous tech, gig‑economy operations, and small‑business needs.

Strategic Ownership

You will define product vision, set success metrics, and influence partners across the organization without waiting for top‑down direction.

End‑to‑End Product Excellence

Collaborate with partners across the product lifecycle—from business case development to market delivery and performance optimization.

What You Will Do

Mobility & Market Strategy

  • Own the future-state vision for next-generation commercial auto and mobility
  • Continuously monitor and interpret emerging mobility trends
  • Identify new risk categories, coverage gaps, and unmet customer needs across evolving mobility ecosystems
  • Build business cases that balance value, effort, risk, regulatory needs, and expected outcomes

Product Development & Launch

  • Lead end-to-end product development from concept to pilot to launch
  • Design innovative coverage structures, pricing approaches, and underwriting concepts appropriate for emerging mobility risks
  • Navigate regulatory complexity across states

Ecosystem & Partnership Development

  • Evaluate and shape strategic partnerships with mobility platforms, OEMs, autonomous technology providers, telematics, data, and risk-intelligence vendors
  • Collaborate on embedded and co-branded insurance opportunities aligned to new mobility models.

Cross-Functional Leadership

  • Communicate complex strategies and insights to senior leaders to enable fast alignment and decision‑making.
  • Build trust and influence across cross‑functional teams, fostering collaboration and shared success.

Qualifications

  • Bachelor’s degree in marketing, business, management, or a related field — or an equivalent combination of education and relevant work experience.
  • 7 years of experience in commercial auto product management, product development, mobility, or adjacent fintech/insurtech roles
  • Strategic thinker comfortable operating without a playbook
  • Experience launching new products in ambiguous or emerging markets
  • Proven ability to work cross-functionally across business and technical teams
  • Exceptional analytical capabilities, with the ability to interpret complex data, extract actionable insights, and communicate findings effectively broad audiences.
  • Advanced knowledge of telematics and embedded insurance models
  • Experience navigating regulatory uncertainty in insurance or transportation sectors
  • Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and comfort working with data-driven tools, dashboards, and analytic platforms.

Required Experience

  • Advanced knowledge of personal lines insurance markets, with experience driving product performance and pricing strategy across multiple states.
  • Demonstrated ability to integrate AI solutions into product strategy, development processes, and cross‑functional workflows to accelerate innovation and execution.
  • Experience in E&S, specialty insurance or other non-standard risk.

The starting pay range for this position is:

$160,500.00 - $214,100.00

Additionally, for full time positions, you will be eligible to participate in our incentive program based upon the achievement of organization, team and personal performance.

Remarkable benefits:

  • Health coverage for medical, dental, vision
  • 401(K) saving plans with company match AND Pension
  • Tuition assistance
  • Floating holidays and PTO for community volunteer programs
  • Paid parental leave
  • Wellness programs
  • Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

“Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

The Automobile Club of Southern California will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state, and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance (FCIHO), the Unincorporated Los Angeles County (ULAC) regulation, and the California Fair Chance Act (CFCA).

Salary : $160,500 - $214,100

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