What are the responsibilities and job description for the MORTGAGE LOAN ORIGINATOR position at 7 17 Credit Union?
At 717 Credit Union, we believe in banking with purpose to build stronger communities.
We are seeking an experienced mortgage originator who believes in improving the lives of their members financially and supporting the communities we serve by selling and originating loan products while providing quality member service.
What you'll do:
- Identify sales opportunities through contact with members, relators, and contractors, etc.
- Contact and/or receive members in person and by telephone to generate new loan business. Meet members at locations and times convenient to them.
- Conduct preliminary credit analysis and gather factual data to provide Loan Underwriters with a complete, accurate credit file to be used to make prompt credit decisions.
- Cross sell services and attract new members.
- Discuss loan application status with members and, when necessary, obtain additional documentation and/or information to review reasons for pending or denied loans.
- Maintain close follow-up on loans-in-process to ensure prompt service.
- Maintain high accuracy and thoroughness in handling all transactions and assigned duties, especially those dealing with members’ accounts.
- May be involved with any loan types as needed.
- May speak before various public groups to develop and maintain lasting business relationships.
Confidentiality Requirements: Must keep members' transactions and other Credit Union business in strictest confidence.
Travel Demands: Must have your own transportation to travel locally.
Qualifications:What you’ll need: High school diploma or equivalent
- Must have a minimum of 12 months of mortgage originating
Certifications, licenses: State of Ohio Credit Insurance License, Bondable, State and Federal registration to comply with the Safe Act.
Physical, Mental or Visual Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to: stand, walk, sit, use hands to finger, handle, or feel objects, tools, or controls, reach with hands and arms, talk or hear.
This job regularly requires the employee to lift 1 to 10 pounds 1 time per day.
Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, the ability to adjust and focus.
Working Conditions: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.