Commercial Real Estate Risk Officer - Team Head, SSG CRM - Director

Job Description: Job Title Commercial Real Estate Risk Officer - Team Head, SSG CRM Corporate Title Director Location New York, NY Overview The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank's Commercial Real Estate Group. As a Director and Team Head, you will be responsible for providing strategic leadership and oversight to a team of Risk Officers handling approvals for all real estate-related transactions retained on the balance sheet; your remit will include defining team objectives, ensuring robust risk management frameworks are in place, and fostering a culture of excellence and accountability. You will lead your team in setting and monitoring counterparty credit limits, rating, Fed Classification and negotiating term sheets, reviewing due diligence and underwriting, and interfacing with senior management, business unit, internal and external regulators and other key stakeholders. You will be expected to provide expert guidance, propose risk-mitigating structures and final recommendations for approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, bridge, ground-up construction, conversions, and acquisition/rehabilitation and special situation transactions. The Director will serve as a senior intermediary between the Business units, department heads, and credit committees, ensuring optimal risk/return outcomes are achieved; this role also entails directing the monitoring of portfolio and individual transactions, financial/market developments within commercial real estate and related sectors, providing strategic insights, and overseeing internal and external audit coordination for the team. What We Offer You A diverse and inclusive environment that embraces change, innovation, and collaboration A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days Employee Resource Groups support an inclusive workplace for everyone and promote community engagement Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits Educational resources, matching gift and volunteer programs What You’ll Do Strategic Oversight of Credit Approvals: Lead and oversee the team's analysis and recommendation process for credit approvals/declines, or new loan terms for proposed commercial real estate transactions. Ensure consistency with Deutsche Bank's risk appetite and policies, act as a senior liaison between the Business units, department heads, and internal and external regulators, representing the Structured Solutions Sales Group (SSG) Portfolio Portfolio and Market Risk Management: Direct the monitoring of the CRE portfolio and financial/market developments within commercial real estate and related sectors, providing strategic insights and developing proactive response to key risk indicators. Oversee the assessment and recommendation for the SSG portfolio, including construction, transitional and special situations loans Due Diligence and Strategy Alignment: Oversee interaction with internal Business unit personnel to prepare credit reports and due diligence documentation that supports Deutsche Bank's Business strategies while operating within the constraints of Deutsche Bank's risk appetite for commercial real estate Portfolio Performance and Risk Mitigation: Direct the monitoring of the existing portfolio, sponsor/guarantor financial capacity, watchlist and any distressed exposures. Ensure timely preparation of impairment analyses, UTP assessment, and guide the team in structuring transactions to achieve optimal risk/return outcomes and propose risk-mitigating structures Data Integrity and System Enhancement: Ensure data integrity for all names/transactions in Deutsche Bank internal systems (GCRS, LLP Tool, dbCover etc.) and lead Credit Risk Management (CRM) - CRE's interactions with internal/external auditors, regulatory authorities, and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.) Audit and Regulatory Leadership: Provide senior leadership during internal and external audits, ensuring comprehensive analysis and responses to queries, and leading presentations as required How You’ll Lead Team Leadership and Development: Provide strong leadership, guidance, and mentorship to junior and senior team members, fostering their professional growth and expertise in commercial real estate fundamentals Strategic Direction: Set clear objectives and strategic priorities for the SSG CRM team, ensuring alignment with departmental and bank-wide goals Process Improvement: Drive continuous improvement in team processes, analytics, and reporting capabilities Skills You’ll Need Extensive relevant commercial real estate experience Extensive commercial real estate credit experience, with a proven track record in a leadership role Significant balance sheet lending experience, including transitional and special situation transactions Demonstrated ability to strategically analyze and review highly structured loans Extensive experience leading interactions with internal and external auditors and regulatory bodies Skills That Will Help You Excel Highly motivated leader with the ability to manage and motivate a high-performing team independently Exceptional verbal and written communication skills, with the ability to articulate complex financial concepts to diverse audiences, including internal and external regulators Demonstrated ability to manage multiple priorities and complex projects in a fast-paced environment Deep expertise in structured lending and complex financial instruments Expectations It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. The salary range for this position in New York City is $170,000 to $308,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration. Deutsche Bank Benefits At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more! Learn more about your life at Deutsche Bank through the eyes of our current employees: https://careers.db.com/life The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email HR.Direct@DB.com. #LI-HYBRID We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security. More information at: Deutsche Bank Careers (db.com)

Salary : $170,000 - $308,000